4603 Hammock Cir, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 4603 Hammock Cir, Delray Beach, FL 33445

Property Summary

Property Type	Zero Lot Line
Details	3 bd · 2 ba · 1,567 sqft · built 1998
Lot Size	0.133 acres (5,798 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jan 2020)
Tax Bill	$6,733 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-42-46-25-16-000-1310`

Property Details

APN / Parcel Number

Primary APN	`12-42-46-25-16-000-1310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,567 sqft Living Area
Gross Area	2,187 sqft
1st Floor Area	1,567 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	5,798 sqft (0.133 acres)
Garage Area	420 sqft

Exterior Amenities

Pool Area	65 sqft
Porch	Open Porch
Porch Area	200 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4603 HAMMOCK CIR
City	DELRAY BEACH
State	FL
Zip	33445-5310
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	PRD-5
Legal Description	HAMMOCK RESERVE LT 131
Legal Range	42E
Legal Township	46S
Legal Section	25
Legal Subdivision	HAMMOCK RESERVE
Legal Lot Number	131
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	4
Census Block	4010
Census Tract	6912

Owner

4603 Hammock Cir, a zero lot line, is owned and occupied by an individual who bought it in January 2020.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	4603 HAMMOCK CIR, DELRAY BEACH, FL 33445-5310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · FHA Mortgage THE MORTGAGE FIRM INC
Jan 11, 2020	Warranty Deed, Transfer · Conventional Mortgage SPROUT MTG
Aug 2, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2020 · Amount on File
Deed Sale	Jan 11, 2020 · Amount on File
Prior Sale	Aug 2, 2018
Deed Document Number	20200013935
Deed Book / Page	31152 / 1745
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	4603 HAMMOCK CIR, DELRAY BEACH, FL 33445-5310
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	TRIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0316541185
Date	Aug 14, 2020
Book Page	31654/1185
Instrument	20200294028

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jan 11, 2020
Property Address	4603 HAMMOCK CIR, DELRAY BEACH, FL 33445-5310
Document Number	0311521745
Book / Page	031152 / 001745
Instrument Date	Jan 8, 2020
Instrument	13935
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	BOCA TITLE SERVICES LLC, BOCA TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4603 HAMMOCK CIR DELRAY BEACH FL 334455310, DELRAY BEACH, FL 33445-5310

Mortgage

Document Number	311521748
Date	Jan 11, 2020
Book Page	031152/001748
Instrument	13936

Lender

Name	SPROUT MTG
Address	IRVING, TX 75038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.96%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Aug 2, 2018
Property Address	4603 HAMMOCK CIR, DELRAY BEACH, FL 33445-5310
Document Number	0300320838
Book / Page	030032 / 000838
Instrument Date	Jun 25, 2018
Instrument	298614
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 RUE DE LA TOUR

Tax Assessment & Valuation

The 2025 property tax bill for 4603 Hammock Cir was $6,733 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,733.00 Homeowner's exemption	$384,937	$500,918 Land $168,323 Building $332,595
2023	$6,404.00 (+1.31%) Homeowner's exemption	$363,192 (+3%)	$461,498 (+4.32%) Land $154,824 Building $306,674
2022	$6,321.00 Homeowner's exemption	$352,614	$442,382 Land $179,495 Building $262,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4603 Hammock Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4603 Hammock Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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