4609 Fairway Dr, Soquel, CA 95073 Property Records

Santa Cruz County property record for 4609 Fairway Dr, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,847 sqft · built 1959
Lot Size	0.909 acres (39,596 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Aug 2011)
Tax Bill	$7,794 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jan 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-041-12`

Property Details

APN / Parcel Number

Primary APN	`040-041-12`
Alternative APN	`040-041-12-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,847 sqft Living Area
Gross Area	2,347 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Wood
Roof Material	Other
Lot Area	39,596 sqft (0.909 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Deck Area	250 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4609 FAIRWAY DR
City	SOQUEL
State	CA
Zip	95073-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SOQUEL AUGMENTATION RANCH BLK 00001 LOT 000003 MAP 000025 00006
Legal Subdivision	SOQUEL AUGMENTATION RANCH
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2000
Census Tract	122001

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4609 FAIRWAY DR, SOQUEL, CA 95073-3021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Intrafamily Transfer, Transfer
Jan 3, 2023	Intrafamily Transfer, Transfer
May 7, 2018	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Oct 4, 2018	Quit Claim Deed, Transfer · Conventional Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2011 · Amount on Record
Deed Sale	Aug 19, 2011 · Amount on Record
Deed Document Number	201133495
Last Transfer Date	Dec 30, 2022
Transfer Doc	0000000025
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 3, 2023
Property Address	4609 FAIRWAY DR, SOQUEL, CA 95073-3021
Document Number	0000000025
Map Reference	MB 25 PG 6
Instrument Date	Dec 30, 2022
Instrument	2023-0000025
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4609 FAIRWAY DR, SOQUEL, CA 95073-3021

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 3, 2023
Property Address	4609 FAIRWAY DR, SOQUEL, CA 95073-3021
Document Number	0000000026
Map Reference	MB 25 PG 6
Instrument Date	Dec 3, 2022
Instrument	2023-0000026
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4609 FAIRWAY DR, SOQUEL, CA 95073-3021

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4609 FAIRWAY DR, SOQUEL, CA 95073-3021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK CRS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013685
Date	May 7, 2018
Instrument	2018-0013685

Lender

Name	UMPQUA BANK
Type	Bank
Address	ARCATA, CA 95521

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4609 FAIRWAY DR, SOQUEL, CA 95073-3021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 FAIRWAY DR, SOQUEL, CA 95073-3021

Mortgage

Document Number	0000046238
Date	Nov 5, 2020
Instrument	2020-0046238

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 4, 2018
Property Address	4609 FAIRWAY DR, SOQUEL, CA 95073-3021
Document Number	0000030170
Instrument Date	Sep 27, 2018
Instrument	30170
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4609 FAIRWAY DR SOQUEL CA 950733021, SOQUEL, CA 95073-3021

Mortgage

Document Number	30171
Date	Oct 4, 2018
Instrument	30171

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$653,402 (+2%) Land $333,235 Building $320,167
2025	$7,794.00 (+9.65%) Homeowner's exemption	$640,590 (+4.04%) Land $326,701 Building $313,889
2023	$7,108.00 (+0.91%) Homeowner's exemption	$615,714 Land $314,014 Building $301,700	$885,960
2022	$7,044.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, Etheric Networks.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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