4604 Fairway Dr, Soquel, CA 95073 Property Records

Santa Cruz County property record for 4604 Fairway Dr, Soquel, CA 95073 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,800 sqft · built 1947
Lot Size0.247 acres (10,759 sqft)
OwnerIndividual Name on File
Last Sale$890,000 (Jun 2017)
Tax Bill$12,249 (2025)
Deeds & MortgagesFeb 2023 Second Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN040-042-03

Property Details

APN / Parcel Number

Primary APN040-042-03
Alternative APN
  • 040-042-03-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,800 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleRanch
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area10,759 sqft (0.247 acres)
TerrainSteep
PorchPorch
Deck Area463 sqft
Patio Area463 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address4604 FAIRWAY DR
CitySOQUEL
StateCA
Zip95073-3022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionADLERWALD 01
Legal Lot Number3,4
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2000
Census Tract122001

Owner

Source: Santa Cruz County records · APN 040-042-03

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4604 FAIRWAY DR, SOQUEL, CA 95073-3022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BAY FCU
Oct 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
BAY FCU
Jun 28, 2017Grant Deed, Transfer
STEARNS LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 28, 2017 · Amount on Record
Deed SaleJun 28, 2017 · Amount on Record
Prior SaleJun 23, 1994 · Amount on Record
Deed Document Number201721228
Prior Transfer DateOct 04, 2007
Prior Transfer Doc0000054391
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address4604 FAIRWAY DR, SOQUEL, CA 95073-3022
Transaction TypeMortgage
Record UpdatedFeb 22, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4604 FAIRWAY DR, SOQUEL, CA 95073-3022

Mortgage

Document Number0000001837
DateFeb 02, 2023
Instrument2023-0001837
Lender
NameBAY FCU
TypeCredit Union
AddressCAPITOLA, CA 95010
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2043

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address4604 FAIRWAY DR, SOQUEL, CA 95073-3022
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4604 FAIRWAY DR, SOQUEL, CA 95073-3022

Mortgage

Document Number0000040812
DateOct 08, 2020
Instrument2020-0040812
Lender
NameBAY FCU
TypeCredit Union
AddressCAPITOLA, CA 95010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueNov 01, 2060
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateNov 01, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change4.37%
Index1-Year CMT
Max Rate7.37%

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 28, 2017
Property Address4604 FAIRWAY DR, SOQUEL, CA 95073-3022
Document Number0000021228
Instrument DateJun 27, 2017
Instrument21228
Transaction TypeTransfer
Record UpdatedOct 17, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$979.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4604 FAIRWAY DR SOQUEL CA 950733022, SOQUEL, CA 95073-3022

Mortgage

Document Number21229
DateJun 28, 2017
Instrument21229
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707
Agreement
AmountAmount Recorded
Term360 Months
DueJun 27, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,053,580 (+2%) Land $737,506 Building $316,074
2025$12,249.00 (+9.22%) Homeowner's exemption$1,032,921 (+4.04%) Land $723,045 Building $309,876
2023$11,215.00 (+0.84%) Homeowner's exemption$992,812 Land $694,968 Building $297,844$974,250
2022$11,122.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
3 of 4 on primary residences

Wildfire

Wildfire RiskModerate
above 40% of the US · above 24% of California
Wildfire LikelihoodAbout 1 in 1,587 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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