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4609 Chamber Ct, Spring Hill, FL 34609 Property Records

Hernando County property record for 4609 Chamber Ct, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,635 sqft · built 1979
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$50,000 (Jan 2012)
Tax Bill$473 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5181-1818-0050

Property Details

APN / Parcel Number

Primary APNR32-323-17-5181-1818-0050
Alternative APNs
  • 00772195
  • 772195

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,635 sqft Living Area
1st Floor Area1,635 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1986
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage Area350 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area375 sqft
Utility Building110 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00772195
Street Address4609 CHAMBER CT
CitySPRING HILL
StateFL
Zip34609-1719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 18 REPLAT BLK 1818 LOT 5
Legal Range18E
Legal Township23S
Legal Section08
Legal SubdivisionSPRING HILL UNIT 18 1ST REP
Legal Block1818
Legal Lot Number5
Legal Unit18
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group3
Census Block3027
Census Tract41006

Owner

4609 Chamber Ct is owned and occupied by an individual who bought it in January 2012.

Source: Hernando County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4609 CHAMBER CT, SPRING HILL, FL 34609-1719
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2012 · Amount on File
Deed SaleJan 24, 2012 · Amount on File
Prior SaleApr 14, 2009 · Amount on File
Deed Document Number2012004202
Deed Book / Page2876 / 0601
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address4609 CHAMBER CT, SPRING HILL, FL 34609-1719
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4609 CHAMEER CT, SPRING HILL, FL 34609

Mortgage

Document Number0040780370
DateNov 1, 2021
Book Page4078/370
Instrument2021082086
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueNov 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 4609 Chamber Ct was $473 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$473.00 Additional exemption filed$68,587$182,894 Land $33,750 Building $149,144
2023$64,713 (+3%) Land $64,713
2022$472.00 Homeowner's exemption$62,828$175,809 Land $26,100 Building $149,709

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4609 Chamber Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2004–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4609 Chamber Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Tillman Fiber.

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