4594 Chamber Ct, Spring Hill, FL 34609 Property Records

Hernando County property record for 4594 Chamber Ct, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,025 sqft · built 1979
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jan 2025)
Tax Bill	$1,056 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5181-1814-0100`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5181-1814-0100`
Alternative APNs	`00771258` `771258`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,025 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1989
Exterior Material	Concrete Block
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 78 ft wide
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	219 sqft
Utility Building	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00771258
Street Address	4594 CHAMBER CT
City	SPRING HILL
State	FL
Zip	34609-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 18 REPLAT BLK 1814 LOT 10
Legal Range	18E
Legal Township	23S
Legal Section	09
Legal Subdivision	SPRING HILL UNIT 18 1ST REP
Legal Block	1814
Legal Lot Number	10
Legal Unit	18
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3013
Census Tract	41006

Owner

4594 Chamber Ct is owned and occupied by an individual who bought it in January 2025.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	4594 CHAMBER CT, SPRING HILL, FL 34609-1717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Apr 17, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Apr 8, 2022	Warranty Deed, Transfer CHAMPION'S TITLE SERVICES LLC, CHAMPIONS TITLE SERVICES LLC
Feb 8, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2025 · Amount on File
Deed Sale	Jan 9, 2025 · Amount on File
Prior Sale	Apr 8, 2022 · Amount on File
Deed Document Number	2025003040
Deed Book / Page	4511 / 1175
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4594 CHAMBER CT, SPRING HILL, FL 34609-1717
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4594 CHAMBER CT, SPRING HILL, FL 34609-1717

Mortgage

Document Number	0046751195
Date	Mar 4, 2026
Book Page	4675/1195
Instrument	2026013701

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4594 CHAMBER CT, SPRING HILL, FL 34609-1717
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4594 CHAMBER CT, SPRING HILL, FL 34609-1717

Mortgage

Document Number	0042850929
Date	Apr 17, 2023
Book Page	4285/929
Instrument	2023021195

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	96 Months
Due	Apr 16, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 8, 2022
Property Address	4594 CHAMBER CT, SPRING HILL, FL 34609-1717
Document Number	0041531042
Book / Page	4153 / 1042
Map Reference	MB 16 PG 90-94
Instrument Date	Mar 21, 2022
Instrument	2022027029
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	CHAMPION'S TITLE SERVICES LLC, CHAMPIONS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$1,435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10495 BRADFORD ST, 10495, SPRING HILL, FL 34608-2038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4594 CHAMBER CT, SPRING HILL, FL 34609-1717

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Feb 8, 2022
Property Address	4594 CHAMBER CT, SPRING HILL, FL 34609-1717
Document Number	0041241970
Book / Page	4124 / 1970
Map Reference	MB 14 PG 90-94
Instrument Date	Feb 2, 2022
Instrument	2022010585
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4594 CHAMBER CT, SPRING HILL, FL 34609-1717

Tax Assessment & Valuation

The 2025 property tax bill for 4594 Chamber Ct was $1,056 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,056.00 Additional exemption filed	$140,888	$141,191 Land $34,312 Building $106,879
2023		$133,757 (+4.48%) Land $28,790 Building $104,967
2022	$998.00 Homeowner's exemption	$128,027 Land $24,151 Building $103,876	$133,757 Land $26,496 Building $107,261

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4594 Chamber Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4594 Chamber Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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