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4609 Bruce Rd, Chester, VA 23831 Property Records

Chesterfield County property record for 4609 Bruce Rd, Chester, VA 23831

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,910 sqft · built 1962
Lot Size0.465 acres (20,255 sqft)
OwnerIndividual Name on File
Last Sale$355,000 (Oct 2023)
Tax Bill$3,251 (2026)
Deeds & MortgagesOct 2023 Sale
Aug 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN787-65-18-19-100-000

Property Details

APN / Parcel Number

Primary APN787-65-18-19-100-000
Alternative APNs
  • 115140301000028
  • 313044001
  • 468050000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,910 sqft Finished Area
1st Floor Area90 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeMasonry
Roof MaterialComposition Shingle
Lot Area20,255 sqft (0.465 acres)
Garage Area384 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area68 sqft
Patio Area170 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelOil

Location & Zoning

Account Number468050000
Street Address4609 BRUCE RD
CityCHESTER
StateVA
Zip23831-4212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7 - SINGL
Legal DescriptionBRUCE FARM L 28 SEC 1
Legal SubdivisionBRUCE FARM
Legal Lot Number28
JurisdictionCHESTERFIELD VA
Township / Civil DivisionBERMUDA
Census Block Group2
Census Block2003
Census Tract100505

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4609 BRUCE RD, CHESTER, VA 23831-4212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 26, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VILLAGE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2023 · Amount on File
Deed SaleOct 19, 2023 · Amount on File
Prior SaleSep 2, 2005 · Amount on File
Deed Document Number202331846
Deed Book / Page14399 / 555
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateOct 19, 2023
Property Address4609 BRUCE RD, CHESTER, VA 23831-4212
Document Number014399-555
Book / Page14399 / 555
Instrument DateSep 26, 2023
Instrument2023031846
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4609 BRUCE RD, CHESTER, VA 23831-4212

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address4609 BRUCE RD, CHESTER, VA 23831-4212
Transaction TypeMortgage
Record UpdatedSep 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number014069-880
DateAug 26, 2022
Book Page14069/880
Instrument2022037881
Lender
NameVILLAGE BANK
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,251.00 (+5.62%)$362,500 (+5.65%) Land $61,000 Building $301,500$362,500 (+5.65%) Land $61,000 Building $301,500
2025$3,078.00 (+23.52%)$343,100 (+26.56%) Land $58,000 Building $285,100$343,100 (+26.56%) Land $58,000 Building $285,100
2023$2,492.00$271,100 Land $58,000 Building $213,100$271,100 Land $58,000 Building $213,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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