4601 Bruce Rd, Chester, VA 23831 Property Records

Chesterfield County property record for 4601 Bruce Rd, Chester, VA 23831

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,352 sqft · built 1963
Lot Size	0.467 acres (20,343 sqft)
Owner	Individual Name on Record
Last Sale	$193,250 (Jan 2020)
Tax Bill	$3,989 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`787-65-19-09-500-000`

Property Details

APN / Parcel Number

Primary APN	`787-65-19-09-500-000`
Alternative APNs	`115140301000027` `411044001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,352 sqft Finished Area
1st Floor Area	826 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	20,343 sqft (0.467 acres)
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Oil

Location & Zoning

Account Number	411044001
Street Address	4601 BRUCE RD
City	CHESTER
State	VA
Zip	23831-4212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	BRUCE FARM L 27 SEC 1
Legal Subdivision	BRUCE FARM
Legal Lot Number	27
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	2
Census Block	2003
Census Tract	100505

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4601 BRUCE RD, CHESTER, VA 23831-4212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2020 · Amount on Record
Deed Sale	Jan 2, 2020 · Amount on Record
Prior Sale	Aug 8, 2005 · Amount on Record
Deed Document Number	2020172
Deed Book / Page	12582 / 769
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jan 2, 2020
Property Address	4601 BRUCE RD, CHESTER, VA 23831-4212
Document Number	12582769
Book / Page	012582 / 000769
Instrument Date	Dec 27, 2019
Instrument	172
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$193.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4601 BRUCE RD CHESTER VA 238314212, CHESTER, VA 23831-4212

Mortgage

Document Number	12582773
Date	Jan 2, 2020
Book Page	012582/000773
Instrument	173

Lender

Name	PRIME LNDG

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,989.00 (+17.01%)	$445,500 (+5.82%) Land $61,000 Building $384,500	$445,500 (+5.82%) Land $61,000 Building $384,500
2025		$421,000 (+13.2%) Land $58,000 Building $363,000	$421,000 (+13.2%) Land $58,000 Building $363,000
2023	$3,409.00	$371,900 Land $58,000 Building $313,900	$371,900 Land $58,000 Building $313,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20