4609 Bluff Dr, Shallotte, NC 28470 Property Records

Brunswick County property record for 4609 Bluff Dr, Shallotte, NC 28470

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,310 sqft · built 1971
Lot Size	0.6 acres (25,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Jan 2022)
Tax Bill	$2,720 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`198HA002`

Property Details

APN / Parcel Number

Primary APN	`198HA002`
Alternative APNs	`108820803890` `80071365` `80121776`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,310 sqft Heated Area
Gross Area	2,334 sqft
1st Floor Area	1,998 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	25,958 sqft (0.6 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80121776
Street Address	4609 BLUFF DR
City	SHALLOTTE
State	NC
Zip	28470-5229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	L-34 S-2 RIVER HEIGHTS PL 7/31
Legal Subdivision	RIVER HEIGHTS
Legal Lot Number	34
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	2
Census Block	2006
Census Tract	20514

Owner

Source: Brunswick County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4609 BLUFF DR, SHALLOTTE, NC 28470-5229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ANDERSON BROTHERS BANK
May 7, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2022 · Amount on Record
Deed Sale	Jan 4, 2022 · Amount on Record
Prior Sale	May 7, 2018 · Amount on Record
Deed Book / Page	4774 / 918
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jan 4, 2022
Property Address	4609 BLUFF DR, SHALLOTTE, NC 28470-5229
Document Number	0047740918
Book / Page	4774 / 918
Map Reference	MB 7 PG 31
Instrument Date	Dec 30, 2021
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	708 39TH AVE S, 708, NORTH MYRTLE BEACH, SC 29582

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 BLUFF DR, SHALLOTTE, NC 28470-5229

Mortgage

Document Number	0004774942
Date	Jan 4, 2022
Instrument	4774/942

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	4609 BLUFF DR, SHALLOTTE, NC 28470-5229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043640353
Date	May 20, 2020
Book Page	4364/353

Lender

Name	ANDERSON BROTHERS BANK
Type	Bank
Address	MULLINS, SC 29574

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	May 7, 2018
Property Address	4609 BLUFF DR, SHALLOTTE, NC 28470-5229
Document Number	0040511341
Book / Page	004051 / 001341
Instrument Date	May 7, 2018
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 SPARTINA CT NORTH MYRTLE BEACH SC 295826620, NORTH MYRTLE BEACH, SC 29582-6620

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of August 26, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Shallotte Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,720.00	$355,770 (-) Land $53,750 Building $302,020	$355,770 (-) Land $53,750 Building $302,020
2023		$355,770 Land $53,750 Building $302,020	$355,770 Land $53,750 Building $302,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Nearby Flood Policies	59 in force
Nearby Flood Claims	6 (2018–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Cable · Fiber in parts of the area	1,000 / 35

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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