4604 Bluff Dr, Shallotte, NC 28470 Property Records

Brunswick County property record for 4604 Bluff Dr, Shallotte, NC 28470

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,088 sqft · built 2000
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Apr 2024)
Tax Bill	$2,765 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Feb 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`198IA015`

Property Details

APN / Parcel Number

Primary APN	`198IA015`
Alternative APNs	`108820801989` `60948720` `80007701` `80152967`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,088 sqft Heated Area
Gross Area	4,340 sqft
1st Floor Area	2,088 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	23,522 sqft (0.54 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80152967
Street Address	4604 BLUFF DR
City	SHALLOTTE
State	NC
Zip	28470-5228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	L-31 S-2 .54AC RIVER HEIGHTSPLAT 17/515
Legal Subdivision	RIVER HEIGHTS
Legal Lot Number	31
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	2
Census Block	2005
Census Tract	20514

Owner

Source: Brunswick County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4604 BLUFF DR, SHALLOTTE, NC 28470-5228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Warranty Deed, Transfer · Conventional Mortgage SERVISFIRST BANK
Feb 18, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2024 · Amount on Record
Deed Sale	Apr 16, 2024 · Amount on Record
Deed Book / Page	5163 / 1177
Prior Transfer Date	Feb 5, 2009
Prior Transfer Doc	0028810725
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 16, 2024
Property Address	4604 BLUFF DR, SHALLOTTE, NC 28470-5228
Document Number	0051631177
Book / Page	5163 / 1177
Map Reference	MB 17 PG 515
Instrument Date	Apr 15, 2024
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2585 HIGHWAY 179303, LITTLE RIVER, SC 29566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4604 BLUFF DR, SHALLOTTE, NC 28470-5228

Mortgage

Document Number	0051631198
Date	Apr 16, 2024
Instrument	5163/1198

Lender

Name	SERVISFIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	5.99%
Max Rate At Change	10.9%
Index	1-Year T-Bill
Max Rate	10.9%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRUNSWICK NC
Recording Date	Feb 18, 2022
Property Address	4604 BLUFF DR, SHALLOTTE, NC 28470-5228
Document Number	0047990485
Book / Page	4799 / 485
Map Reference	MB 17 PG 515
Instrument Date	Feb 14, 2022
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4604 BLUFF DRIVE, 4604, SUPPLY, NC 28462

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4604 BLUFF DR, SHALLOTTE, NC 28470-5228

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of August 26, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Shallotte Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,765.00 (+1.36%)	$362,750 (-) Land $100,000 Building $262,750	$362,750 (-) Land $100,000 Building $262,750
2024	$2,728.00
2023		$362,750 Land $100,000 Building $262,750	$362,750 Land $100,000 Building $262,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 59 policies
Nearby Flood Policies	59 in force
Nearby Flood Claims	6 (2018–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 96% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Cable · Fiber in parts of the area	1,000 / 35

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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