4609 Bancroft Dr, La Mesa, CA 91941 Property Records

San Diego County property record for 4609 Bancroft Dr, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 1952
Lot Size	0.532 acres (23,181 sqft)
Owner	2 Individual Names on Record
Last Sale	$96,500 (Oct 1987)
Tax Bill	$2,134 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`495-382-10-00`

Property Details

APN / Parcel Number

Primary APN	`495-382-10-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,608 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	23,181 sqft (0.532 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4609 BANCROFT DR
City	LA MESA
State	CA
Zip	91941-5601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 7 POR TR 002388
Legal Subdivision	VISTA DE LA CRUZ
Legal Tract	002388
Legal Block	2
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2017
Census Tract	15200

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4609 BANCROFT DR, LA MESA, CA 91941-5601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Sep 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 9, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 1987 · Amount on Record
Deed Sale	Oct 26, 1987 · Amount on Record
Deed Document Number	1987600130
Last Transfer Date	Mar 20, 2007
Transfer Doc	0000187002
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4609 BANCROFT DR, LA MESA, CA 91941-5601
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 BANCROFT DR, LA MESA, CA 91941-5601

Mortgage

Document Number	0000118757
Date	Mar 17, 2022
Instrument	2022-0118757

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4609 BANCROFT DR, LA MESA, CA 91941-5601
Document Number	0000557261
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 BANCROFT DR LA MESA CA 919415601, LA MESA, CA 91941-5601

Mortgage

Document Number	0000557261
Date	Dec 2, 2019
Instrument	557261

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4609 BANCROFT DR, LA MESA, CA 91941-5601
Document Number	0000423882
Instrument Date	Sep 9, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 BANCROFT DR LA MESA CA 919415601, LA MESA, CA 91941-5601

Mortgage

Document Number	0000423882
Date	Sep 15, 2017
Instrument	423882

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 14, 2032

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4609 BANCROFT DR, LA MESA, CA 91941-5601
Document Number	0000269803
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 BANCROFT DR LA MESA CA 919415601, LA MESA, CA 91941-5601

Mortgage

Document Number	0000269803
Date	Jun 15, 2017
Instrument	269803

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$188,353 (+2%) Land $55,760 Building $132,593
2025	$2,134.00 (+5.91%) Homeowner's exemption	$184,661 (+4.04%) Land $54,667 Building $129,994
2023	$2,015.00 (+1.26%) Homeowner's exemption	$177,494 Land $52,546 Building $124,948
2022	$1,990.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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