4320 Bancroft Dr, La Mesa, CA 91941 Property Records

San Diego County property record for 4320 Bancroft Dr, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,736 sqft · built 1965
Lot Size	0.244 acres (10,616 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (May 2004)
Tax Bill	$12,115 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`499-500-43-00`

Property Details

APN / Parcel Number

Primary APN	`499-500-43-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	10,616 sqft (0.244 acres)
Lot Dimensions	100 ft deep x 100 ft wide
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4320 BANCROFT DR
City	LA MESA
State	CA
Zip	91941-6746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1R
Legal Description	BLK 3 LOT 4 NELY 100 FT TR 002022
Legal Subdivision	LA MESA HIGHLANDS
Legal Tract	002022
Legal Block	3
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	13801

Owner

4320 Bancroft Dr is owned and occupied by two individuals who acquired it in June 2018.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4320 BANCROFT DR, LA MESA, CA 91941-6746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERCAP LENDING
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERCAP LNDG
Jun 11, 2018	Quit Claim Deed, Transfer · Conventional Mortgage WEST COAST FUNDING & REAL ESTATE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2004 · Amount on File
Deed Sale	May 5, 2004 · Amount on File
Prior Sale	Oct 12, 1990 · Amount on File
Deed Document Number	2004403277
Last Transfer Date	Jun 1, 2018
Transfer Doc	0000234673
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4320 BANCROFT DR, LA MESA, CA 91941-6746
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 BANCROFT DR, LA MESA, CA 91941-6746

Mortgage

Document Number	0000158670
Date	Jun 16, 2023
Instrument	2023-0158670

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 1, 2028

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4320 BANCROFT DR, LA MESA, CA 91941-6746
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 BANCROFT DR, LA MESA, CA 91941-6746

Mortgage

Document Number	0000525340
Date	Sep 9, 2020
Instrument	2020-0525340

Lender

Name	INTERCAP LENDING
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4320 BANCROFT DR, LA MESA, CA 91941-6746
Document Number	0000077566
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4320 BRANCROFT DR LA MESA CA 91941, LA MESA, CA 91941

Mortgage

Document Number	0000077566
Date	Feb 14, 2020
Instrument	77566

Lender

Name	INTERCAP LNDG
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 11, 2018
Property Address	4320 BANCROFT DR, LA MESA, CA 91941-6746
Document Number	0000234673
Instrument Date	Jun 1, 2018
Instrument	234673
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4320 BANCROFT DR LA MESA CA 919416746, LA MESA, CA 91941-6746

Mortgage

Document Number	234674
Date	Jun 11, 2018
Instrument	234674

Lender

Name	WEST COAST FUNDING & REAL ESTATE SVCS
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4320 Bancroft Dr was $12,115 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	La Mesa City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$971,599 (+2%) Land $536,554 Building $435,045
2025	$12,115.00 Homeowner's exemption	$952,549 Land $526,034 Building $426,515
2023	$10,724.00 (+1.74%) Homeowner's exemption	$850,000 Land $464,000 Building $386,000
2022	$10,541.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4320 Bancroft Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4320 Bancroft Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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