4609 Backwoods Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 4609 Backwoods Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,694 sqft · built 1986
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Oct 2003)
Tax Bill	$5,604 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2020 Line of Credit
APN	`1180000000402`

Property Details

APN / Parcel Number

Primary APN	`1180000000402`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,694 sqft Living Area
1st Floor Area	952 sqft
Attic	Attic
Attic Area	286 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Logs
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	1,089 ft deep x 200 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	294 sqft
Deck Area	286 sqft
Patio Area	318 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4609 BACKWOODS RD
City	CHESAPEAKE
State	VA
Zip	23322-2456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	5B RESUB 5 PINEWOOD AC SUB PROP M G MEIGGS 5 AC
Legal Subdivision	WHOLE MAP 118
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2022
Census Tract	21200

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4609 BACKWOODS RD, CHESAPEAKE, VA 23322-2456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 1, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2003 · Amount on Record
Deed Sale	Oct 15, 2003 · Amount on Record
Deed Book / Page	5072 / 257
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4609 BACKWOODS RD, CHESAPEAKE, VA 23322-2456
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	EQUITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09932/1736
Date	Jul 11, 2018
Book Page	9932/1736
Instrument	180018410

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2038

Interest

Rate Type	Fixed Rate
Rate	4.99%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4609 BACKWOODS RD, CHESAPEAKE, VA 23322-2456
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	LENDER RECORDING SERVICES, LANDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010174/578
Date	Jul 1, 2020
Book Page	10174/578
Instrument	200021330

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$614,100 (+10.67%) Land $284,600 Building $329,500	$614,100 (+10.67%) Land $284,600 Building $329,500
2025	$5,604.00 (+41.12%)	$554,900 (+15.97%) Land $252,000 Building $302,900	$554,900 (+15.97%) Land $252,000 Building $302,900
2023		$478,500 (+7.96%) Land $202,000 Building $276,500	$478,500 (+7.96%) Land $202,000 Building $276,500
2022		$443,200 Land $182,000 Building $261,200	$443,200 Land $182,000 Building $261,200
2019	$3,971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (2003–2016)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Brightspeed.

Cell Coverage

4G LTE only, no 5G reported

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