4569 Backwoods Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 4569 Backwoods Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,319 sqft · built 1979
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (May 2021)
Tax Bill	$5,784 (2025)
Deeds & Mortgages	Apr 2024 Refinance Nov 2012 Mortgage + 6 more
APN	`1180000000380`

Property Details

APN / Parcel Number

Primary APN	`1180000000380`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,319 sqft Living Area
1st Floor Area	1,680 sqft
Attic	Attic
Attic Area	302 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	1,089 ft deep x 200 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	135 sqft
Deck Area	720 sqft
Patio Area	398 sqft
Lean-To	720 sqft
Pole Barn	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4569 BACKWOODS RD
City	CHESAPEAKE
State	VA
Zip	23322-2439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	7 PINEWOOD ACRES 5 AC
Legal Subdivision	WHOLE MAP 118
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2022
Census Tract	21200

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4569 BACKWOODS RD, CHESAPEAKE, VA 23322-2439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Nov 6, 2012	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 15, 2007	Deed of Trust, Mortgage · ARM COUNTRYWIDE HOME LOANS IN
Jun 21, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAYPORT CREDIT UNION
Apr 2, 2008	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE BANK FSB
Jul 24, 2025	Deed of Trust, Mortgage · Line of Credit BAYPORT CU
May 3, 2021	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Aug 6, 2007	Warranty Deed, Transfer · Conventional Mortgage COUNTRYWIDE HOME LOAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	Aug 6, 2007 · Amount on Record
Deed Document Number	202120405
Deed Book / Page	10364 / 633
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4569 BACKWOODS RD, CHESAPEAKE, VA 23322-2439
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10738/1458
Date	Apr 3, 2024
Book Page	10738/1458
Instrument	240006320

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2044

Interest

Rate Type	Fixed Rate

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4569 BACKWOODS RD, CHESAPEAKE, VA 23322-2439
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008871/849
Date	Nov 6, 2012
Book Page	8871/849

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2042

Interest

Rate Type	Fixed Rate
Rate	3.99%

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4569 BACKWOODS RD, CHESAPEAKE, VA 23322-2439
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007121/666
Date	Jun 15, 2007
Book Page	7121/666

Lender

Name	COUNTRYWIDE HOME LOANS IN

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	9.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2009

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4569 BACKWOODS RD, CHESAPEAKE, VA 23322-2439
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010760/502
Date	Jun 21, 2024
Book Page	10760/502
Instrument	240012276

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 12, 2049

Interest

Rate Type	Adjustable Rate

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4569 BACKWOODS RD, CHESAPEAKE, VA 23322-2439
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007437/333
Date	Apr 2, 2008
Book Page	7437/333

Lender

Name	COUNTRYWIDE BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2038

Interest

Rate Type	Fixed Rate
Rate	5.75%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4569 BACKWOODS RD, CHESAPEAKE, VA 23322-2439
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10876/1110
Date	Jul 24, 2025
Book Page	10876/1110
Instrument	250016404

Lender

Name	BAYPORT CU
Type	Credit Union
Address	NEWPORT NEWS, VA 23606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 3, 2021
Property Address	4569 BACKWOODS RD, CHESAPEAKE, VA 23322-2439
Document Number	10364/633
Book / Page	10364 / 633
Instrument Date	Apr 29, 2021
Instrument	210020405
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	BARRISTERS OF OHIO, BARRISTERS OF VIRGINIA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4569 BACKWOODS RD, CHESAPEAKE, VA 23322-2439

Mortgage

Document Number	210020406
Date	May 3, 2021
Instrument	210020406

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 6, 2007
Property Address	4569 BACKWOODS RD, CHESAPEAKE, VA 23322-2439
Document Number	007174/714
Book / Page	7174 / 714
Instrument Date	Jul 2, 2007
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007174717
Date	Aug 6, 2007
Instrument	7174/717

Lender

Name	COUNTRYWIDE HOME LOAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	007174/729
Date	Aug 6, 2007
Book Page	7174/729

Lender

Name	COUNTRYWIDE BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$635,700 (+11%) Land $284,600 Building $351,100	$635,700 (+11%) Land $284,600 Building $351,100
2025	$5,784.00 (+38.9%)	$572,700 (+15.51%) Land $252,000 Building $320,700	$572,700 (+15.51%) Land $252,000 Building $320,700
2023		$495,800 (+7.81%) Land $202,000 Building $293,800	$495,800 (+7.81%) Land $202,000 Building $293,800
2022		$459,900 Land $182,000 Building $277,900	$459,900 Land $182,000 Building $277,900
2019	$4,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (2003–2016)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Brightspeed.

Cell Coverage

4G LTE only, no 5G reported

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