Lubbock County property record for 4609 28th St, Lubbock, TX 79410
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,418 sqft · built 1963 |
| Lot Size | 0.236 acres (10,269 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,141 (Oct 2022) |
| Tax Bill | $4,539 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R45414 |
| Primary APN | R45414 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,418 sqft Living Area |
| Gross Area | 2,968 sqft |
| 1st Floor Area | 2,418 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,269 sqft (0.236 acres) |
| Lot Dimensions | 120 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4609 28TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79410-1714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BENDER TERRACE L 206 |
| Legal Subdivision | BENDER TERRACE |
| Legal Lot Number | 206 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 1601 |
4609 28th St is owned and occupied by two individuals who bought it in October 2022.
Source: Lubbock County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4609 28TH ST, LUBBOCK, TX 79410-1714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2022 · Amount on File |
| Deed Sale | Oct 26, 2022 · Amount on File |
| Prior Sale | Oct 25, 2022 |
| Deed Document Number | 202249598 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4609 28th St was $4,539, up 5.4% from the year before.
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,539.00 (+5.36%) | $256,575 Land $35,000 Building $221,575 | $256,575 Land $35,000 Building $221,575 |
| 2024 | $4,308.00 (-3.36%) | ||
| 2023 | $4,458.00 (+47.47%) Homeowner's exemption | $239,851 Land $21,250 Building $218,601 | $239,851 Land $21,250 Building $218,601 |
| 2022 | $3,023.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4609 28th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1983–2015) |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4609 28th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Metronet, T-Mobile.
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