4604 28th St, Lubbock, TX 79410 Property Records

Lubbock County property record for 4604 28th St, Lubbock, TX 79410

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,395 sqft · built 1963
Lot Size	0.213 acres (9,296 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,313 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R45262`

Property Details

APN / Parcel Number

Primary APN	`R45262`
Alternative APN	`R0895000000002000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,395 sqft Living Area
1st Floor Area	1,933 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,296 sqft (0.213 acres)
Lot Dimensions	115 ft deep x 80.6 ft wide
Garage Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4604 28TH ST
City	LUBBOCK
State	TX
Zip	79410-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENDER TERRACE L 200
Legal Subdivision	BENDER TERRACE
Legal Lot Number	200
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2007
Census Tract	1601

Owner

Source: Lubbock County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 16116, LUBBOCK, TX 79490-6116
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Vendor's Lien, Transfer · Conventional Mortgage TEXAS TECH FCU
Aug 17, 2020	Warranty Deed, Transfer FIRST ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2022
Deed Sale	Jun 15, 2022
Prior Sale	Dec 2, 2021 · Amount on Record
Deed Document Number	202229418
Prior Transfer Date	Dec 1, 2021
Prior Transfer Doc	0000061357
Record Updated	Sep 20, 2026

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Dec 2, 2021
Property Address	4604 28TH ST, LUBBOCK, TX 79410-1715
Document Number	0000061357
Map Reference	VOL 793 PG 649
Instrument Date	Dec 1, 2021
Instrument	2021061357
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18914 HIGHWAY 87US, 18914, LUBBOCK, TX 79423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 16116, LUBBOCK, TX 79490-6116

Mortgage

Document Number	0000061358
Date	Dec 2, 2021
Instrument	2021061358

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Aug 17, 2020
Property Address	4604 28TH ST, LUBBOCK, TX 79410-1715
Document Number	0000035176
Instrument Date	Aug 14, 2020
Instrument	35176
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	SERVICE TITLE COMPANY, SERVICE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4812 119TH ST LUBBOCK TX 794246168, LUBBOCK, TX 79424-6168

Mortgage

Document Number	35177
Date	Aug 17, 2020
Instrument	35177

Lender

Name	FIRST ST BK
Type	Bank
Address	SHALLOWATER, TX 79363

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 16, 2025

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,313.00 (-2.56%)	$187,259 (-5.13%) Land $35,000 Building $152,259	$187,259 (-5.13%) Land $35,000 Building $152,259
2024	$3,400.00 (-0.96%)
2023	$3,433.00 (-8.48%)	$197,384 Land $20,150 Building $177,234	$197,384 Land $20,150 Building $177,234
2022	$3,751.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1983–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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