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4608 S Emerald Ave, Chicago, IL 60609 Property Records

Cook County property record for 4608 S Emerald Ave, Chicago, IL 60609

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,118 sqft · built 1979
Lot Size0.076 acres (3,300 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Aug 2004)
Tax Bill$4,786 (2023)
Deeds & MortgagesMay 2021 Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN20-04-326-040

Property Details

APN / Parcel Number

Primary APN20-04-326-040
Alternative APN
  • 20-04-326-040-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,118 sqft Living Area
1st Floor Area1,118 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1981
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area3,300 sqft (0.076 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address4608 S EMERALD AVE
CityCHICAGO
StateIL
Zip60609-4412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT-4
Legal Description(SUBDIVISION) OF E 2 CHS OF W 4.5 CHS OF N 5 CHS OF S 10 CHS OF SW SEC 04-38-14
Legal Range14E
Legal Township38N
Legal Section04
Legal SubdivisionSUBDIVISION OF E 2 CHS OF W 4.5 CHS OF
Legal Lot Number1
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group4
Census Block4018
Census Tract842600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chicago Park Boulevard System Historic District
listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4608 S Emerald Ave is owned and occupied by an individual who acquired it in March 2017.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address4608 S EMERALD AVE, CHICAGO, IL 60609-4412
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
CME LENDING GROUP LLC
Apr 12, 2017Quit Claim Deed, Mortgage · Conventional with PMI
UNITED HM LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2004 · Amount on File
Deed SaleAug 31, 2004 · Amount on File
Deed Document Number20045020
Last Transfer DateMar 30, 2017
Transfer Doc0000017029
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address4608 S EMERALD AVE, CHICAGO, IL 60609-4412
Transaction TypeMortgage
Record UpdatedMay 24, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013242163
DateMay 12, 2021
Instrument2113242163
Lender
NameCME LENDING GROUP LLC
TypeMortgage Company
AddressCHESTERTON, IN 46304
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

April 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateApr 12, 2017
Property Address4608 S EMERALD AVE, CHICAGO, IL 60609-4412
Document Number1710217029
Instrument DateMar 30, 2017
Instrument10217029
Transaction TypeMortgage
Record UpdatedApr 20, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4608 S EMERALD AVE CHICAGO IL 606094412, CHICAGO, IL 60609-4412

Mortgage

Document Number1710217030
DateApr 12, 2017
Instrument10217030
Lender
NameUNITED HM LNS
TypeFunding / Finance Company
AddressWESTCHESTER, IL 60154
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 11, 2047
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,000 Land $1,980 Building $22,020$240,000 Land $19,800 Building $220,200
2023$4,786.00 (+3.06%)
2022$4,644.00 (+1.89%) Homeowner's exemption$26,000 (-) Land $3,300 Building $22,700$260,000 (-) Land $33,000 Building $227,000
2021$4,558.00 Homeowner's exemption$26,000 Land $3,300 Building $22,700$260,000 Land $33,000 Building $227,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4608 S Emerald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4608 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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