4601 S Emerald Ave, Chicago, IL 60609 Property Records

Cook County property record for 4601 S Emerald Ave, Chicago, IL 60609

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,698 sqft · built 1884
Lot Size	0.107 acres (4,650 sqft)
Owner	Individual Name on File
Last Sale	$327,500 (Jun 2013)
Tax Bill	$8,295 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-04-327-001`

Property Details

APN / Parcel Number

Primary APN	`20-04-327-001`
Alternative APN	`20-04-327-001-0000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,698 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1885
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,650 sqft (0.107 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4601 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60609-4413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Range	14E
Legal Township	38N
Legal Section	04
Legal Subdivision	MARIA LAMBS
Legal Block	1
Legal Lot Number	30,31
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4017
Census Tract	842600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4601 S EMERALD AVE, CHICAGO, IL 60609-4413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 4, 2020	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2013 · Amount on File
Deed Sale	Jun 12, 2013 · Amount on File
Prior Sale	Jun 2, 2004 · Amount on File
Deed Document Number	201312022
Prior Transfer Date	Mar 30, 2004
Prior Transfer Doc	0000035063
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4601 S EMERALD AVE, CHICAGO, IL 60609-4413
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0022342088
Date	Aug 11, 2021
Instrument	2122342088

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	May 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4601 S EMERALD AVE, CHICAGO, IL 60609-4413
Document Number	2027407496
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	624 S EMERALD AVE CHICAGO IL 60609, CHICAGO, IL 60609

Mortgage

Document Number	2027407496
Date	Sep 30, 2020
Instrument	27407496

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	CHICAGO, IL 60631-3666

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,000 (-10.86%) Land $2,790 Building $35,210	$380,000 (-10.86%) Land $27,900 Building $352,100
2023	$8,295.00 (+2.86%)
2022	$8,064.00 (+2.05%) Homeowner's exemption	$42,628 (-) Land $4,650 Building $37,978	$426,280 (-) Land $46,500 Building $379,780
2021	$7,902.00 Homeowner's exemption	$42,628 Land $4,650 Building $37,978	$426,280 Land $46,500 Building $379,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 862 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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