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4608 Lathloa Loop, Lakeland, FL 33811 Property Records

Polk County property record for 4608 Lathloa Loop, Lakeland, FL 33811 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,052 sqft · built 2008
Lot Size0.127 acres (5,532 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Dec 2019)
Tax Bill$4,398 (2025)
Deeds & MortgagesNov 2021 Mortgage
Sep 2025 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-29-08-139620-000290

Property Details

APN / Parcel Number

Primary APN23-29-08-139620-000290
Alternative APNs
  • 082923139620000290
  • 82923000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,052 sqft Living Area
Gross Area3,580 sqft
1st Floor Area1,849 sqft
Upper Floors Area1,203 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeHip
Roof MaterialOther
Lot Area5,532 sqft (0.127 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchFlorida Room
Porch Area172 sqft

Location & Zoning

Street Address4608 LATHLOA LOOP
CityLAKELAND
StateFL
Zip33811-1734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORGAN CREEK PRESERVE PHASE ONE PB 134 PGS 50-51 LOT 29
Legal Range23E
Legal Township29S
Legal Section08
Legal SubdivisionMORGAN CREEK PRESERVE PHASE ONE
Legal Phase1
Legal Tract139620
Legal Block1
Legal Lot Number29
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1024
Census Tract11911

Owner

Source: Polk County records · APN 23-29-08-139620-000290

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4608 LATHLOA LOOP, LAKELAND, FL 33811-1734
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 23, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Dec 13, 2019Warranty Deed, Transfer · Conventional with PMI
GUARANTY HM MTG CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 13, 2019 · Amount on Record
Deed SaleDec 13, 2019 · Amount on Record
Prior SaleOct 01, 2016 · Amount on Record
Deed Document Number2019265389
Deed Book / Page11074 / 2145
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address4608 LATHLOA LOOP, LAKELAND, FL 33811-1734
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4808 LATHLA LOOP, LAKELAND, FL 33811

Mortgage

Document Number0000297198
DateNov 15, 2021
Book Page11982/640
Instrument2021297198
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term481 Months
DueDec 01, 2061

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateSep 23, 2025
Property Address4608 LATHLOA LOOP, LAKELAND, FL 33811-1734
Document Number0000223151
Book / Page13708 / 1865
Map ReferenceMB 134 PG 50&51
Instrument DateSep 16, 2025
Instrument2025223151
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4608 LATHLOA LOOP, LAKELAND, FL 33811-1734

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address4608 LAFFILEA LOOP, LAKELAND, FL 33811

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 13, 2019
Property Address4608 LATHLOA LOOP, LAKELAND, FL 33811-1734
Document Number0110742145
Book / Page011074 / 002145
Instrument DateDec 12, 2019
Instrument265389
Transaction TypeTransfer
Record UpdatedJan 02, 2020
Title CompanyUNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4608 LATHLOA LOOP LAKELAND FL 338111734, LAKELAND, FL 33811-1734

Mortgage

Document Number110742147
DateDec 13, 2019
Book Page011074/002147
Instrument265390
Lender
NameGUARANTY HM MTG CORP
AddressMURFREESBORO, TN 37129
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 12, 2049

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,398.00 (+5.37%) Homeowner's exemption$286,973 (+2.9%)$374,655 (-1.24%) Land $68,000 Building $306,655
2024$4,174.00 (+2.61%) Homeowner's exemption$278,885 (+3%)$379,355 (-1.25%) Land $68,000 Building $311,355
2023$4,068.00 (+0.72%) Homeowner's exemption$270,762 (+3%)$384,138 (+25.25%) Land $66,000 Building $318,138
2022$4,039.00 Homeowner's exemption$262,876$306,709 Land $62,000 Building $244,709

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050119111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 63 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies63 in force
63 of 63 on primary residences
Nearby Flood Claims9 (2002–2024)
Claims Outside the SFHA1 of 9
Most Recent ClaimOct 2024, river or lake flooding, Hurricane Milton
Flood Events
  • Hurricane Milton (Oct 2024), 3 claims
  • Hurricane Irma (Sep 2017), 2 claims
  • Hurricane Frances (Sep 2004), 2 claims

Wildfire

Wildfire RiskModerate
above 59% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 493 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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