4608 Dove Ct, Chipley, FL 32428 Property Records

Washington County property record for 4608 Dove Ct, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,714 sqft · built 2024
Lot Size	1.05 acres (45,825 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jul 2025)
Tax Bill	$3,619 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Apr 2023 Sale + 3 more
Flood Zone	Zone A (high risk)
APN	`000041410080`

Property Details

APN / Parcel Number

Primary APN	`000041410080`
Alternative APNs	`00000000-00-4141-0080` `41410080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,714 sqft Living Area
Gross Area	2,494 sqft
1st Floor Area	1,714 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	45,825 sqft (1.05 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4608 DOVE CT
City	CHIPLEY
State	FL
Zip	32428-5610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT A-80, LEISURE LAKES REC PLAT, ORB 1341 P 911.
Legal Range	15W
Legal Township	01S
Legal Section	14
Legal Subdivision	LEISURE LAKES
Legal Block	80
Legal Lot Number	A-80
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1025
Census Tract	970302

Owner

4608 Dove Ct is owned and occupied by two individuals who bought it in July 2025.

Source: Washington County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4608 DOVE CT, CHIPLEY, FL 32428-5610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2025	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 6, 2023	Warranty Deed, Transfer PANHANDLE LAND TITLE LLC
Jan 5, 2021	Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC
Apr 20, 2018	Affidavit of Death, Transfer ATTORNEY ONLY
Apr 20, 2018	Warranty Deed, Transfer OCEANSIDE TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2025 · Amount on File
Deed Sale	Jul 9, 2025 · Amount on File
Prior Sale	Sep 21, 2023 · Amount on File
Deed Document Number	20254877
Deed Book / Page	1341 / 911
Prior Transfer Date	Sep 29, 2022
Prior Transfer Doc	0000008963
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 9, 2025
Property Address	4608 DOVE CT, CHIPLEY, FL 32428-5610
Document Number	0067004877
Book / Page	1341 / 911
Map Reference	MB 3 PG 167
Instrument Date	Jul 3, 2025
Instrument	202567004877
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10836 SUNFLOWER LN, PANAMA CITY, FL 32404-1600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4608 DOVE CT, CHIPLEY, FL 32428-5610

Mortgage

Document Number	0000000913
Date	Jul 9, 2025
Instrument	1341/913

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Apr 6, 2023
Property Address	4608 DOVE CT, CHIPLEY, FL 32428-5610
Document Number	0067002422
Book / Page	1268 / 868
Map Reference	MB 3 PG 167
Instrument Date	Apr 6, 2023
Instrument	202367002422
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4670 LINKS VILLAGE DR # DRD507, DRD507, PONCE INLET, FL 32127-3006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10836 SUNFLOWER LN, PANAMA CITY, FL 32404-1600

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jan 5, 2021
Property Address	DOVE CT, CHIPLEY, FL 32428
Document Number	0067000028
Book / Page	001195 / 000001
Instrument Date	Jan 4, 2021
Instrument	67000028
Transaction Type	Transfer
Record Updated	Feb 2, 2021
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4670 LINKS VILLAGE DR #UNI PONCE INLET FL 321273006, PONCE INLET, FL 32127-3006

April 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	WASHINGTON FL
Recording Date	Apr 20, 2018
Property Address	DOVE CT, CHIPLEY, FL 32428
Document Number	0067002730
Book / Page	001115 / 000935
Instrument Date	Apr 18, 2018
Instrument	67002730
Transaction Type	Transfer
Record Updated	May 4, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	DOVE CT CHIPLEY FL 32428, CHIPLEY, FL 32428

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Apr 20, 2018
Property Address	DOVE CT, CHIPLEY, FL 32428
Document Number	0067002729
Book / Page	001115 / 000934
Instrument Date	Apr 18, 2018
Instrument	67002729
Transaction Type	Transfer
Record Updated	May 4, 2018
Title Company	OCEANSIDE TITLE INC

Transaction

Amount	Amount on Record
Tax	$94.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 BOB SIKES BLVD #15 FORT WALTON BEACH FL 325472082, 15, FORT WALTON BEACH, FL 32547-2082

Tax Assessment & Valuation

The 2025 property tax bill for 4608 Dove Ct was $3,619, up 691.9% from the year before.

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,619.00 (+691.9%)	$262,940 (+673.35%) Land $40,000 Building $222,940	$262,940 (+673.35%) Land $40,000 Building $222,940
2024	$457.00 (+14.82%)	$34,000 (+6.25%) Land $34,000	$34,000 (+6.25%) Land $34,000
2023	$398.00 (+16.03%)	$32,000 (+28%) Land $32,000	$32,000 (+28%) Land $32,000
2022	$343.00	$25,000 Land $25,000	$25,000 Land $25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4608 Dove Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1994–2021)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Apr 2021 · rainfall accumulation
Claims by Event	Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4608 Dove Ct is moderate, ranking above 53% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST FLORIDA RECEPTION CENTER state or territorial government · serves 2,500 people · EPA ID FL1670733
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb
Copper	1.9 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Jul 2024 Total trihalomethanes not recorded as resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dove Ct

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