4606 Dove Ct, Chipley, FL 32428 Property Records

Washington County property record for 4606 Dove Ct, Chipley, FL 32428

Property Summary

Property Type	Vacant Land
Lot Size	0.883 acres (38,463 sqft)
Owner	2 Individual Names on File
Tax Bill	$531 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2024 Construction Loan + 3 more
Flood Zone	Zone A (high risk)
APN	`000041410081`

Property Details

APN / Parcel Number

Primary APN	`000041410081`
Alternative APNs	`00000000-00-4141-0081` `41410081`

Exterior

Lot Area	38,463 sqft (0.883 acres)

Location & Zoning

Street Address	4606 DOVE CT
City	CHIPLEY
State	FL
Zip	32428-5610
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT A-81 LEISURE LAKES REC PLAT ORB 1283 P 295
Legal Range	15W
Legal Township	01S
Legal Section	14
Legal Subdivision	LEISURE LAKES
Legal Block	81
Legal Lot Number	A-81
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1025
Census Tract	970302

Owner

4606 Dove Ct, vacant land, is owned and occupied by two individuals who acquired it in August 2022.

Source: Washington County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4606 DOVE CT, CHIPLEY, FL 32428-5610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORPORATION
May 24, 2024	Deed of Trust, Mortgage · Construction Mortgage ASSURANCE FINANCIAL GROUP LLC
Aug 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
Sep 21, 2023	Warranty Deed, Transfer FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO
Aug 5, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 4, 2022
Transfer Doc	0067006783
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Recording Date	Jul 2, 2026
Property Address	4606 DOVE CT, CHIPLEY, FL 32428-5610
Document Number	0000005165
Book / Page	1376 / 56
Instrument Date	Jun 24, 2026
Instrument	20265165
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4606 DOVE CT, CHIPLEY, FL 32428-5610

Mortgage

Document Number	0000005165,
Date	Jul 2, 2026
Book Page	1376/56
Instrument	20265165

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.53%
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	4606 DOVE CT, CHIPLEY, FL 32428-5610
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3602 WILLOW RIDGE RD, LYNN HAVEN, FL 32444-5662

Mortgage

Document Number	0067003902
Date	May 24, 2024
Book Page	1304/893
Instrument	202467003902

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution
Address	9029 JEFFERSON HWY STE 100, BATON ROUGE, LA 70809

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jun 1, 2025

Interest

Rate Type	Adjustable Rate
Rate	8.57%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2024
Change Frequency	Monthly
Min Rate At Change	6.57%
Max Rate At Change	10.5%
Index	Other
Max Rate	23.5%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	4606 DOVE CT, CHIPLEY, FL 32428-5610
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4606 DOVE CT, CHIPLEY, FL 32428-5610

Mortgage

Document Number	0067005526
Date	Aug 4, 2025
Book Page	1344/234
Instrument	202567005526

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution
Address	9029 JEFFERSON HWY STE 100, BATON ROUGE, LA 70809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 21, 2023
Property Address	4606 DOVE CT, CHIPLEY, FL 32428-5610
Document Number	0067006619
Book / Page	1283 / 295
Map Reference	MB 3 PG 167-182
Instrument Date	Sep 19, 2023
Instrument	202367006619
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3751 SWALLOWTAIL TRCE, TALLAHASSEE, FL 32309-7012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3602 WILLOW RIDGE RD, LYNN HAVEN, FL 32444-5662

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Aug 5, 2022
Property Address	4606 DOVE CT, CHIPLEY, FL 32428-5610
Document Number	0067006783
Book / Page	1250 / 292
Map Reference	MB 3 PG 167&182
Instrument Date	Aug 4, 2022
Instrument	202267006783
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3751 SWALLOWTAIL TRCE, TALLAHASSEE, FL 32309-7012

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3751 SWALLOWTAIL TRCE, TALLAHASSEE, FL 32309-7012

Tax Assessment & Valuation

The 2025 property tax bill for 4606 Dove Ct was $531, up 16.2% from the year before.

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$531.00 (+16.19%)	$40,000 (+17.65%) Land $40,000	$40,000 (+17.65%) Land $40,000
2024	$457.00 (+24.18%)	$34,000 (+6.25%) Land $34,000	$34,000 (+6.25%) Land $34,000
2023	$368.00 (+16.46%)	$32,000 (+28%) Land $32,000	$32,000 (+28%) Land $32,000
2022	$316.00	$25,000 Land $25,000	$25,000 Land $25,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4606 Dove Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1994–2021)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Apr 2021 · rainfall accumulation
Claims by Event	Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4606 Dove Ct is moderate, ranking above 53% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST FLORIDA RECEPTION CENTER state or territorial government · serves 2,500 people · EPA ID FL1670733
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb
Copper	1.9 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Jul 2024 Total trihalomethanes not recorded as resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dove Ct

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