4607 Terrazza Verde Dr, Katy, TX 77493 Property Records

Harris County property record for 4607 Terrazza Verde Dr, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,680 sqft · built 2018
Lot Size	0.155 acres (6,744 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,700 (Sep 2018)
Tax Bill	$7,681 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`138-706-002-0013`

Property Details

APN / Parcel Number

Primary APN	`138-706-002-0013`
Alternative APN	`1387060020049`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,680 sqft Living Area
1st Floor Area	1,685 sqft
Game Room	Game Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	6,744 sqft (0.155 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	183 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1387060020013
Street Address	4607 TERRAZZA VERDE DR
City	KATY
State	TX
Zip	77493-3329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 BLK 2 VENTANA LAKES SEC 12
Legal Subdivision	VENTANA LAKES SEC 12
Legal Block	2
Legal Lot Number	13
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2057
Census Tract	542902

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4607 TERRAZZA VERDE DR, KATY, TX 77493-3329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 4, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 5, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage EQUITY PRIME MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2018 · Amount on Record
Deed Sale	Sep 5, 2018 · Amount on Record
Deed Document Number	2018406441
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4607 TERRAZZA VERDE DR, KATY, TX 77493-3329
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4607 TERRAZZA VERDE DR, KATY, TX 77493-3329

Mortgage

Document Number	0000460919
Date	Dec 7, 2023
Instrument	2023-460919

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	WEST PALM BEACH, FL 33413

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	May 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4607 TERRAZZA VERDE DR, KATY, TX 77493-3329
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4607 TERRAZZA VERDE DR, KATY, TX 77493-3329

Mortgage

Document Number	0000003133
Date	Jan 4, 2023
Instrument	2023-003133

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Feb 1, 2051

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 5, 2018
Property Address	4607 TERRAZZA VERDE DR, KATY, TX 77493-3329
Document Number	0000406441
Instrument Date	Sep 4, 2018
Instrument	406441
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 16, 2019
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19514 WOODGLEN DR KATY TX 774493936, KATY, TX 77449-3936

Mortgage

Document Number	406442
Date	Sep 5, 2018
Instrument	406442

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,681.00 (+29.97%) Homeowner's exemption	$374,319 (-7.78%) Land $64,592 Building $309,727	$374,319 (-7.78%) Land $64,592 Building $309,727
2024	$5,910.00 (+16.5%)
2023		$405,898 Land $64,592 Building $341,306	$405,898 Land $64,592 Building $341,306
2022	$5,073.00 (-5.39%)
2020	$5,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,172 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,172 in force
Nearby Flood Claims	14 (2016–2024)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 3 claims Hurricane Harvey, Aug 2017 · 9 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 449 serves 7,179 people · EPA ID TX1013372
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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