4603 Terrazza Verde Dr, Katy, TX 77493 Property Records

Harris County property record for 4603 Terrazza Verde Dr, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,105 sqft · built 2018
Lot Size	0.172 acres (7,511 sqft)
Owner	2 Individual Names on File
Last Sale	$200,400 (Apr 2018)
Tax Bill	$8,953 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`138-706-002-0014`

Property Details

APN / Parcel Number

Primary APN	`138-706-002-0014`
Alternative APN	`1387060020050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,105 sqft Living Area
1st Floor Area	2,105 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	7,511 sqft (0.172 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1387060020014
Street Address	4603 TERRAZZA VERDE DR
City	KATY
State	TX
Zip	77493-3329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 14 BLK 2 VENTANA LAKES SEC 12
Legal Subdivision	VENTANA LAKES SEC 12
Legal Block	2
Legal Lot Number	14
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2057
Census Tract	542902

Owner

Source: Harris County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23202 CENTURY PLANT DR, KATY, TX 77494-4238
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage RLM MORTGAGE LLC
Jan 13, 2021	Deed of Trust, Mortgage KEYSTONE MTG
Apr 17, 2018	Warranty Deed, Subdivision Related Transfer DHI MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 17, 2018 · Amount on Record
Deed Sale	Apr 17, 2018 · Amount on Record
Deed Document Number	2018161456
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4603 TERRAZZA VERDE DR, KATY, TX 77493-3329
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	TRANSACT TITLE LLC, TRANSACT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021030062
Date	Jan 20, 2021
Instrument	2021-030062

Lender

Name	RLM MORTGAGE LLC
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4603 TERRAZZA VERDE DR, KATY, TX 77493-3329
Document Number	0000030062
Instrument Date	Jan 13, 2021
Transaction Type	Mortgage
Record Updated	May 6, 2021
Title Company	TRANSACT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4603 TERRAZZA VERDE DR KATY TX 774933329, KATY, TX 77493-3329

Mortgage

Document Number	0000030062
Date	Jan 20, 2021
Instrument	30062

Lender

Name	KEYSTONE MTG
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 19, 2041

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 17, 2018
Property Address	4603 TERRAZZA VERDE DR, KATY, TX 77493-3329
Document Number	0000161456
Instrument Date	Apr 16, 2018
Instrument	161456
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 20, 2018
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23202 CENTURY PLANT DR KATY TX 774944238, KATY, TX 77494-4238

Mortgage

Document Number	161457
Date	Apr 17, 2018
Instrument	161457

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,953.00 (+44.12%)	$321,375 (-9.95%) Land $65,351 Building $256,024	$321,375 (-9.95%) Land $65,351 Building $256,024
2024	$6,212.00
2023		$356,899 Land $65,351 Building $291,548	$356,899 Land $65,351 Building $291,548
2022	$6,212.00 (+29.8%)
2020	$4,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,172 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,172 in force
Nearby Flood Claims	14 (2016–2024)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 3 claims Hurricane Harvey, Aug 2017 · 9 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 449 serves 7,179 people · EPA ID TX1013372
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Texas Fiber	8,000 / 8,000
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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