McHenry County property record for 4607 E Upland Dr, Crystal Lake, IL 60012
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,980 sqft · built 1976 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Jan 2020) |
| Tax Bill | $7,986 (2024) |
| Deeds & Mortgages | Sep 2026 Transfer Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-29-326-007 |
| Primary APN | 14-29-326-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,980 sqft Living Area |
| 1st Floor Area | 1,364 sqft |
| Basement Area | 616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 41,382 sqft (0.95 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4607 E UPLAND DR |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60012-3246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0000157 BLK 8 UPLAND ACRES SUB MEMO: SVITANA, SLAVOMIR/SVITANOVA, ANNA |
| Legal Subdivision | UPLAND ACRES SUB |
| Legal Block | 8 |
| Legal Lot Number | 8 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 870807 |
Source: McHenry County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4607 E UPLAND DR, CRYSTAL LAKE, IL 60012-3246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Sep 3, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 23, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 17, 2019 | Deed of Trust, Mortgage · Line of Credit MCHENRY SAVINGS BANK |
| Jan 3, 2020 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2020 · Amount on Record |
| Deed Sale | Jan 3, 2020 · Amount on Record |
| Deed Document Number | 2020157 |
| Last Transfer Date | Jul 30, 2026 |
| Transfer Doc | 0000025919 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 3, 2026 |
| Property Address | 4607 E UPLAND DR, CRYSTAL LAKE, IL 60012-3246 |
| Document Number | 0000025919 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202625919 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4607 E UPLAND DR, CRYSTAL LAKE, IL 60012-3246 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4607 E UPLAND DR, CRYSTAL LAKE, IL 60012-3246 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4607 E UPLAND DR, CRYSTAL LAKE, IL 60012-3246 |
| Document Number | 0000010919 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 2022R0010919 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4607 E UPLAND DR, CRYSTAL LAKE, IL 60012-3246 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001624 |
|---|---|
| Date | Jan 17, 2019 |
| Instrument | 2019R0001624 |
| Name | MCHENRY SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MCHENRY, IL 60050 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 8 Months |
| Due | Sep 8, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jan 3, 2020 |
| Property Address | 4607 E UPLAND DR, CRYSTAL LAKE, IL 60012-3246 |
| Document Number | 0000000157 |
| Instrument Date | Dec 2, 2019 |
| Instrument | 157 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2020 |
| Title Company | AMERICAN NATIONAL TITLE SERVICES INC, AMERICAN NAT'L TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4607 E UPLAND DR CRYSTAL LAKE IL 600123246, CRYSTAL LAKE, IL 60012-3246 |
| Document Number | 158 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | 158 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2050 |
| Rate | 3.5% |
|---|
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Elementary School District | Crystal Lake Community Consolidated School District 47 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $7,986.00 | $110,822 (+3.66%) Land $25,273 Building $85,549 | $332,466 (+3.66%) Land $75,819 Building $256,647 |
| 2022 | Homeowner's exemption | $106,911 Land $27,530 Building $79,381 | $320,733 Land $82,590 Building $238,143 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WALK UP WOODS private · serves 775 people · EPA ID IL1115800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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