4606 E Upland Dr, Crystal Lake, IL 60012 Property Records

McHenry County property record for 4606 E Upland Dr, Crystal Lake, IL 60012

Property Summary

Property TypeSingle Family Home
Details4 bd · 6 ba · 2,178 sqft · built 1975
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesJun 2017 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN14-29-328-001

Property Details

APN / Parcel Number

Primary APN14-29-328-001

Interior

Bedrooms4 Beds
Full Baths6 Baths
Half Baths4 Half Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,178 sqft Living Area
Gross Area3,960 sqft
Basement Area1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area88 sqft
Deck Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4606 E UPLAND DR
CityCRYSTAL LAKE
StateIL
Zip60012-3247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2017R0019670 BLK 9 UPLAND ACRES SUB MEMO: HEMPEN, GENEVIEVE M/MITCHELL, STEVEN C
Legal Range08E
Legal Township44N
Legal Section29
Legal SubdivisionUPLAND ACRES
Legal Block9
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group3
Census Block3002
Census Tract870807

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4606 E UPLAND DR, CRYSTAL LAKE, IL 60012-3247
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
AMERITRUST MORTGAGE CORP
Jun 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST FEDERAL BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2017
Deed SaleJun 1, 2017
Deed Document Number2017R0019670
Prior Transfer DateAug 8, 2008
Prior Transfer Doc2008R0043337
Record UpdatedJun 7, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4606 E UPLAND DR, CRYSTAL LAKE, IL 60012-3247
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019671
DateJun 1, 2017
Instrument2017R0019671
Lender
NameAMERITRUST MORTGAGE CORP
TypeMortgage Company
AddressCRYSTAL LAKE, IL 60014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2047

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4606 E UPLAND DR, CRYSTAL LAKE, IL 60012-3247
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022139
DateJun 18, 2020
Instrument2020R0022139
Lender
NameFIRST FEDERAL BANK FSB
TypeBank
AddressOTTAWA, IL 61350
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Elementary School DistrictCrystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$97,052 Land $27,530 Building $69,522$291,156 Land $82,590 Building $208,566

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WALK UP WOODS
private · serves 775 people · EPA ID IL1115800
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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