4606 Stuart Ave, Richmond, VA 23226 Property Records

Richmond City property record for 4606 Stuart Ave, Richmond, VA 23226

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,944 sqft · built 1950
Lot Size0.232 acres (10,106 sqft)
Owner2 Individual Names on Record
Tax Bill$15,732 (2026)
Deeds & MortgagesApr 2024 Line of Credit
Aug 2022 Line of Credit
+ 2 more
APNW-019-0246-047

Property Details

APN / Parcel Number

Primary APNW-019-0246-047

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories1 Story
Building Area3,944 sqft Living Area
1st Floor Area724 sqft
Upper Floors Area543 sqft
Basement Area724 sqft
Unfinished Basement724 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1974
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,106 sqft (0.232 acres)
Lot Dimensions135 ft deep x 75 ft wide
PorchSlab
Porch Area115 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address4606 STUART AVE
CityRICHMOND
StateVA
Zip23226-1317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5 SINGLE
Legal DescriptionCOLONIAL PL L14-16 B20 SB; 0075.00X0135.00 0000.000
Legal SubdivisionB COLONIAL PLACE
JurisdictionRICHMOND CITY VA
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2017
Census Tract50200

Owner

Source: Richmond City records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4606 STUART AVE, RICHMOND, VA 23226-1317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2024Deed of Trust, Mortgage · Line of Credit
TOWER FEDERAL CREDIT UNION
Aug 17, 2022Deed of Trust, Mortgage · Line of Credit
CHESAPEAKE BANK
Nov 29, 2021Special Warranty Deed, Transfer · Stand-Alone Refinance
PROSPERITY HOME MORTGAGE LLC
Jan 10, 2020Warranty Deed, Transfer
PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2021
Deed SaleNov 29, 2021
Prior SaleJan 10, 2020 · Amount on Record
Deed Document Number202133628
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address4606 STUART AVE, RICHMOND, VA 23226-1317
Transaction TypeMortgage
Record UpdatedMay 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006401
DateApr 25, 2024
Instrument240006401
Lender
NameTOWER FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term357 Months
DueJan 25, 2054
Interest
Rate TypeAdjustable Rate

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address4606 STUART AVE, RICHMOND, VA 23226-1317
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018842
DateAug 17, 2022
Instrument220018842
Lender
NameCHESAPEAKE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionRICHMOND CITY VA
Recording DateNov 29, 2021
Property Address4606 STUART AVE, RICHMOND, VA 23226-1317
Document Number0000033628
Instrument DateNov 9, 2021
Instrument210033628
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4606 STUART AVE, RICHMOND, VA 23226-1317

Mortgage

Document Number0000033629
DateNov 29, 2021
Instrument210033629
Lender
NamePROSPERITY HOME MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate
Rate3.13%

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND CITY VA
Recording DateJan 10, 2020
Property Address4606 STUART AVE, RICHMOND, VA 23226-1317
Document Number0000000641
Instrument DateJan 6, 2020
Instrument641
Transaction TypeTransfer
Record UpdatedJan 28, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$275.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4606 STUART AVE RICHMOND VA 232261317, RICHMOND, VA 23226-1317

Mortgage

Document Number642
DateJan 10, 2020
Instrument642
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
Agreement
AmountAmount Recorded
Term12 Months
DueJan 9, 2021
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRichmond City
Unified School DistrictRichmond City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,732.00 (+13.11%)$1,311,000 (+16.33%) Land $300,000 Building $1,011,000$1,311,000 (+16.33%) Land $300,000 Building $1,011,000
2025$13,908.00 (+69,44%)
2024$1,127,000 Land $300,000 Building $827,000
2023$1,127,000 Land $300,000 Building $827,000
2020$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RICHMOND
serves 233,655 people · EPA ID VA4760100
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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