4603 Stuart Ave, Richmond, VA 23226 Property Records

Richmond City property record for 4603 Stuart Ave, Richmond, VA 23226

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,500 sqft · built 1946
Lot Size0.155 acres (6,752 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (Sep 2005)
Tax Bill$10,332 (2026)
Deeds & MortgagesMay 2026 Line of Credit
APNW-019-0260-022

Property Details

APN / Parcel Number

Primary APNW-019-0260-022

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,500 sqft Living Area
1st Floor Area1,357 sqft
Upper Floors Area588 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1990
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,752 sqft (0.155 acres)
Lot Dimensions135 ft deep x 50 ft wide
PorchSlab
Porch Area120 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address4603 STUART AVE
CityRICHMOND
StateVA
Zip23226-1316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5 SINGLE
Legal DescriptionCOLONIAL PLACE L3-4 B25 SB; 0050.00X0135.00 0000.155 AC
Legal SubdivisionCOLONIAL PLACE
JurisdictionRICHMOND CITY VA
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2020
Census Tract50200

Owner

4603 Stuart Ave is owned and occupied by two individuals who bought it in September 2005.

Source: Richmond City records, as of August 10, 2026

Owner of Record2 Individual Names on File
Mailing Address4603 STUART AVE, RICHMOND, VA 23226-1316
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2005 · Amount on File
Deed SaleSep 12, 2005 · Amount on File
Deed Book / Page500 / 31287
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Recording DateMay 5, 2026
Property Address4603 STUART AVE, RICHMOND, VA 23226-1316
Document Number0000008216
Instrument DateApr 30, 2026
Instrument20268216
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address4603 STUART AVE, RICHMOND, VA 23226-1316
InvestorPossibly a Property Investor

Mortgage

Document Number0000008216,
DateMay 5, 2026
Instrument20268216
Lender
NameVIRGINIA CTRL FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMay 28, 2046
Interest
Rate6.46%
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 4603 Stuart Ave was $10,332, up 14% from the year before.

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRichmond City
Unified School DistrictRichmond City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,332.00 (+14.04%)$861,000 Land $265,000 Building $596,000$861,000 Land $265,000 Building $596,000
2025$9,060.00
2024$736,000 Land $265,000 Building $471,000
2023$736,000 Land $265,000 Building $471,000
2020$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4603 Stuart Ave; there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4603 Stuart Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RICHMOND
serves 233,655 people · EPA ID VA4760100
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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