4606 River Overlook Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 4606 River Overlook Dr, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,255 sqft · built 2001
Lot Size0.22 acres (9,585 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Jan 2013)
Tax Bill$4,263 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN074762-9502

Property Details

APN / Parcel Number

Primary APN074762-9502
Alternative APN
  • U1330202QD000008000130

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,255 sqft Living Area
Gross Area3,106 sqft
1st Floor Area2,255 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2013
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,585 sqft (0.22 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage TypeAttached
Garage Area609 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area200 sqft
PorchScreened Porch
Porch Area242 sqft
Deck AreaDeck Area
Patio Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0747629502
Street Address4606 RIVER OVERLOOK DR
CityVALRICO
StateFL
Zip33596-7877
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionRIVER CROSSING ESTATES PHASE 4 LOT 13 BLOCK 8
Legal Range20E
Legal Township30S
Legal Section13
Legal SubdivisionRIVER CROSSING ESTATES PHASE 4
Legal Phase4
Legal Tract2QD
Legal Block8
Legal Lot Number13
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group1
Census Block1023
Census Tract13415

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4606 RIVER OVERLOOK DR, VALRICO, FL 33596-7877
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 2013 · Amount on Record
Deed SaleJan 18, 2013 · Amount on Record
Prior SaleFeb 26, 2001 · Amount on Record
Deed Document Number201328731
Deed Book / Page21626 / 1616
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address4606 RIVER OVERLOOK DR, VALRICO, FL 33596-7877
Transaction TypeMortgage
Record UpdatedDec 18, 2025
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4606 RIVER OVERLOOK DR, VALRICO, FL 33596-7877

Mortgage

Document Number0000342864
DateJul 8, 2021
Instrument2021342864
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2036

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$242,674 (+2.7%)$405,092 (-2.14%) Land $105,600 Building $299,492
2025$4,263.00 (+13.71%) Homeowner's exemption$236,294 (+5.99%)$413,933 (+8.47%) Land $105,600 Building $308,333
2023$3,749.00 (+5.46%) Homeowner's exemption$222,947 (+3%)$381,611 (+3.2%) Land $96,000 Building $285,611
2022$3,555.00 Homeowner's exemption$216,453$369,771 Land $76,800 Building $292,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims12 (1988–2024)
Claims Outside the SFHA2 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire Likelihood0.3% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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