4603 River Overlook Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 4603 River Overlook Dr, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,135 sqft · built 2001
Lot Size0.197 acres (8,587 sqft)
Owner2 Individual Names on Record
Last Sale$559,246 (Aug 2024)
Tax Bill$8,270 (2025)
Deeds & MortgagesAug 2024 Sale
Jun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN074762-9422

Property Details

APN / Parcel Number

Primary APN074762-9422
Alternative APN
  • U1330202QD000001000380

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,135 sqft Living Area
Gross Area3,098 sqft
1st Floor Area2,135 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2013
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,587 sqft (0.197 acres)
Lot Dimensions115 ft deep x 75 ft wide
Garage TypeAttached
Garage Area645 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area300 sqft
PorchOpen Porch
Porch Area318 sqft
Deck AreaDeck Area
Patio Area483 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0747629422
Street Address4603 RIVER OVERLOOK DR
CityVALRICO
StateFL
Zip33596-7878
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionRIVER CROSSING ESTATES PHASE 4 LOT 38 BLOCK 1
Legal Range20E
Legal Township30S
Legal Section13
Legal SubdivisionRIVER CROSSING ESTATES PHASE 4
Legal Phase4
Legal Tract2QD
Legal Block1
Legal Lot Number38
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group1
Census Block1018
Census Tract13415

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4603 RIVER OVERLOOK DR, VALRICO, FL 33596-7878
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2024Warranty Deed, Transfer
LEADING EDGE TITLE/BRANDON LLC, LEADING EDGE TTL OF BRANDON
Jun 29, 2023Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2024 · Amount on Record
Deed SaleAug 16, 2024 · Amount on Record
Prior SaleJun 29, 2023 · Amount on Record
Deed Document Number2024347159
Record UpdatedOct 29, 2026

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 16, 2024
Property Address4603 RIVER OVERLOOK DR, VALRICO, FL 33596-7878
Document Number0000347159
Map ReferenceMB 85 PG 44
Instrument DateAug 14, 2024
Instrument2024347159
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyLEADING EDGE TITLE/BRANDON LLC, LEADING EDGE TTL OF BRANDON

Transaction

AmountAmount Recorded
Tax$3,915.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address310 MOCCASIN HOLLOW RD, LITHIA, FL 33547-2068

Transferred To (Grantee/Buyer)

NameVerified Name
Address4603 RIVER OVERLOOK DR, VALRICO, FL 33596-7878

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJun 29, 2023
Property Address4603 RIVER OVERLOOK DR, VALRICO, FL 33596-7878
Document Number0000285449
Map ReferenceMB 85 PG 44
Instrument DateJun 20, 2023
Instrument2023285449
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyEXECUTIVE TITLE, EXECUTIVE TITLE OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,780.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10628 YORK RD, CLEVELAND, OH 44133-2836

Transferred To (Grantee/Buyer)

NameVerified Name
Address4603 RIVER OVERLOOK DR, VALRICO, FL 33596-7878

Mortgage

Document Number0000285450
DateJun 29, 2023
Instrument2023285450
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$405,047 (-2.17%) Land $95,824 Building $309,223$405,047 (-2.17%) Land $95,824 Building $309,223
2025$8,270.00 (+108.89%)$414,014 (+76.16%) Land $95,824 Building $318,190$414,014 (+9.73%) Land $95,824 Building $318,190
2023$3,959.00 (+5.29%) Homeowner's exemption$235,015 (+3%)$377,291 (+3.42%) Land $87,112 Building $290,179
2022$3,760.00 Homeowner's exemption$228,170$364,831 Land $69,690 Building $295,141

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims12 (1988–2024)
Claims Outside the SFHA2 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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