4606 Moss Hill Rd, Chipley, FL 32428 Property Records

Washington County property record for 4606 Moss Hill Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,914 sqft · built 2018
Lot Size	4.52 acres (196,891 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,556 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000033820045`

Property Details

APN / Parcel Number

Primary APN	`000033820045`
Alternative APN	`33820045`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,914 sqft Heated Area
Gross Area	2,722 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	196,891 sqft (4.52 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	168 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000033820045
Street Address	4606 MOSS HILL RD
City	CHIPLEY
State	FL
Zip	32428-7307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	32 2 14 4.52 ORB 1102 P 612 BG SWC OF SECT, N 451' TO POB, N 400', E 537.63', S 11?09'30' W 390.95', W 466.64' TO POB AS DESC
Legal Range	14W
Legal Township	02N
Legal Section	32
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1001
Census Tract	970302

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	4606 MOSS HILL RD, CHIPLEY, FL 32428-7307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN CAPITAL ADVISORS LLC
Mar 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SOUTH CU
Sep 30, 2019	Deed of Trust, Mortgage SMARTBANK
Jan 5, 2018	Trustee's Deed, Construction Loan · Construction Mortgage COMMUNITY S CU
Oct 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2017
Deed Sale	Dec 21, 2017
Deed Document Number	0001107736
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	4606 MOSS HILL RD, CHIPLEY, FL 32428-7307
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4606 MOSS HILL RD, CHIPLEY, FL 32428-7307

Mortgage

Document Number	0067009922
Date	Dec 10, 2021
Book Page	1226/948
Instrument	202167009922

Lender

Name	LINCOLN CAPITAL ADVISORS LLC
Type	Non-Lending Institution
Address	ROSWELL, GA 30075

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	4606 MOSS HILL RD, CHIPLEY, FL 32428-7307
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067002077
Date	Mar 15, 2019
Book Page	1140/0156
Instrument	201967002077

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union
Address	CHIPLEY, FL 32428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	4606 MOSS HILL RD, CHIPLEY, FL 32428-7307
Document Number	0067007887
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4606 MOSS HILL RD CHIPLEY FL 324287307, CHIPLEY, FL 32428-7307

Mortgage

Document Number	0067007887
Date	Oct 7, 2019
Book Page	001157/000940
Instrument	67007887

Lender

Name	SMARTBANK
Type	Bank
Address	PIGEON FORGE, TN 37868-1910

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 6, 2034

Interest

Rate Type	Adjustable Rate
Rate	5.25%

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jan 5, 2018
Property Address	4606 MOSS HILL RD, CHIPLEY, FL 32428-7307
Book / Page	001107 / 000737
Instrument Date	Dec 29, 2017
Instrument	67000106
Transaction Type	Construction Loan
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4606 MOSS HILL RD CHIPLEY FL 324287307, CHIPLEY, FL 32428-7307

Mortgage

Document Number	0067000106
Date	Jan 5, 2018
Book Page	001107/000737
Instrument	67000106

Lender

Name	COMMUNITY S CU
Type	Credit Union
Address	CHIPLEY, FL 32428

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 4, 2019

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Oct 20, 2017
Property Address	4606 MOSS HILL RD, CHIPLEY, FL 32428-7307
Document Number	0067007329
Book / Page	001102 / 000612
Instrument Date	Oct 20, 2017
Instrument	67007329
Transaction Type	Transfer
Record Updated	Oct 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4606 MOSS HILL RD CHIPLEY FL 324287307, CHIPLEY, FL 32428-7307

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,556.00 (+6.94%) Homeowner's exemption	$153,174 (+2.9%)	$254,903 (+15.29%) Land $29,380 Building $225,523
2024	$1,455.00 (+11.07%) Homeowner's exemption	$148,857 (+8.96%)	$221,094 (+12.13%) Land $29,380 Building $191,714
2023	$1,310.00 (+3.39%) Homeowner's exemption	$136,622 (+3%)	$197,181 (+8.03%) Land $29,380 Building $167,801
2022	$1,267.00 Homeowner's exemption	$132,643	$182,531 Land $29,380 Building $153,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1994–2021)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Apr 2021 · rainfall accumulation
Claims by Event	Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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