4599 Moss Hill Rd, Chipley, FL 32428 Property Records

Washington County property record for 4599 Moss Hill Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 2017
Lot Size	6.94 acres (302,306 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,850 (Jul 2017)
Tax Bill	$880 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Mar 2022 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`000033820048`

Property Details

APN / Parcel Number

Primary APN	`000033820048`
Alternative APN	`33820048`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,040 sqft Heated Area
Gross Area	1,324 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	302,306 sqft (6.94 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	284 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000033820048
Street Address	4599 MOSS HILL RD
City	CHIPLEY
State	FL
Zip	32428-3577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	32 2 14 6.94 ORB 1090 P 195 PRCL DESC IN ORB 1090 P 195 & ESMT.
Legal Range	14W
Legal Township	02N
Legal Section	32
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2035
Census Tract	970302

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	4599 MOSS HILL RD, CHIPLEY, FL 32428-3577
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Deed of Trust, Mortgage · Line of Credit TYNDALL FCU
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 31, 2017	Warranty Deed, Transfer · Conventional Mortgage CAROL M WILLIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2017 · Amount on Record
Deed Sale	Jul 5, 2017 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	201767004248
Deed Book / Page	1093 / 229
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	4599 MOSS HILL RD, CHIPLEY, FL 32428-3577
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4599 MOSS HILL RD, CHIPLEY, FL 32428-3577

Mortgage

Document Number	0067008673
Date	Dec 18, 2023
Book Page	1290/101
Instrument	202367008673

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	4599 MOSS HILL RD, CHIPLEY, FL 32428-3577
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067002120
Date	Mar 9, 2022
Book Page	1234/773
Instrument	202267002120

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	4599 MOSS HILL RD, CHIPLEY, FL 32428-3577
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067007111
Date	Sep 27, 2021
Book Page	1219/48
Instrument	202167007111

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	4599 MOSS HILL RD, CHIPLEY, FL 32428-3577
Document Number	0067003793
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	May 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4599 MOSS HILL RD CHIPLEY FL 324283577, CHIPLEY, FL 32428-3577

Mortgage

Document Number	0067003793
Date	May 15, 2019
Book Page	001145/000376
Instrument	67003793

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	May 31, 2017
Property Address	4599 MOSS HILL RD, CHIPLEY, FL 32428-3577
Document Number	0067003334
Book / Page	001090 / 000195
Instrument Date	May 26, 2017
Instrument	67003334
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$826.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 430 WAUSAU FL 324630430, WAUSAU, FL 32463-0430

Mortgage

Document Number	67003335
Date	May 31, 2017
Book Page	001090/000198
Instrument	67003335

Lender

Name	CAROL M WILLIS
Address	477 SHIELDS RD, HUNTSVILLE, AL 35811-8943
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	May 30, 2019

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$880.00 (+7.84%) Homeowner's exemption	$104,397 (+2.9%)	$154,518 (+15.19%) Land $27,760 Building $126,758
2024	$816.00 (+3.29%) Homeowner's exemption	$101,455 (+3%)	$134,147 (+7.62%) Land $27,760 Building $106,387
2023	$790.00 (+4.22%) Homeowner's exemption	$98,500 (+3%)	$124,647 (+7.62%) Land $27,760 Building $96,887
2022	$758.00 Homeowner's exemption	$95,631	$115,826 Land $27,760 Building $88,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2019–2022)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jan 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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