4606 Cumberland Dr, Durham, NC 27705 Property Records

Durham County property record for 4606 Cumberland Dr, Durham, NC 27705

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,845 sqft · built 2007
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Oct 2018)
Tax Bill	$8,242 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0802-78-5340`

Property Details

APN / Parcel Number

Primary APN	`0802-78-5340`
Alternative APNs	`0802-78-53-4041` `080202785340` `202799`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,845 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4606 CUMBERLAND DR
City	DURHAM
State	NC
Zip	27705-6463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	COLONY @ AMERICAN VLG/PH: 02/LT#32 PL:000167-000247
Legal Subdivision	AMERICAN VLG/COLONY P-2
Legal Lot Number	32
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3000
Census Tract	1706

Owner

Source: Durham County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4606 CUMBERLAND DR, DURHAM, NC 27705-6463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOFI LNDG
Oct 25, 2018	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2018 · Amount on Record
Deed Sale	Oct 25, 2018 · Amount on Record
Prior Sale	May 1, 2014 · Amount on Record
Deed Document Number	201837464
Deed Book / Page	8534 / 359
Last Transfer Date	Mar 28, 2024
Transfer Doc	0101260614
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	4606 CUMBERLAND DR, DURHAM, NC 27705-6463
Document Number	0089540676
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4606 CUMBERLAND DR DURHAM NC 277056463, DURHAM, NC 27705-6463

Mortgage

Document Number	0089540676
Date	May 27, 2020
Book Page	008954/000676
Instrument	19221

Lender

Name	SOFI LNDG
Address	COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 26, 2035

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Oct 25, 2018
Property Address	4606 CUMBERLAND DR, DURHAM, NC 27705-6463
Document Number	0085340359
Book / Page	8534 / 359
Map Reference	MB 167 PG 247-252
Instrument Date	Sep 21, 2018
Instrument	2018037464
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4606 CUMBERLAND DR, DURHAM, NC 27705-6463

Mortgage

Document Number	2018037465
Date	Oct 25, 2018
Instrument	2018037465

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,242.00 (+26.31%)	$831,513 (+66.91%) Land $141,780 Building $689,733	$831,513 (+66.91%) Land $141,780 Building $689,733
2023	$6,525.00 (+2.34%)	$498,195 Land $86,875 Building $411,320	$498,195 Land $86,875 Building $411,320
2022	$6,376.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on Cumberland Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures