4604 Cumberland Dr, Durham, NC 27705 Property Records

Durham County property record for 4604 Cumberland Dr, Durham, NC 27705

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,798 sqft · built 2006
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Apr 2018)
Tax Bill$8,626 (2026)
Deeds & MortgagesApr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0802-78-6246

Property Details

APN / Parcel Number

Primary APN0802-78-6246
Alternative APNs
  • 0802-78-62-4670
  • 080202786256
  • 202798

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,798 sqft Heated Area
1st Floor Area3,957 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Lot Area16,553 sqft (0.38 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address4604 CUMBERLAND DR
CityDURHAM
StateNC
Zip27705-6463
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-20
Legal DescriptionCOLONY @ AMERICAN VLG/PH: 02/LT#31 PL:000167-000247
Legal SubdivisionAMERICAN VLG/COLONY P-2
Legal Phase2
Legal Lot Number31
JurisdictionDURHAM NC
Township / Civil DivisionDURHAM
Census Block Group3
Census Block3000
Census Tract1706

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4604 CUMBERLAND DR, DURHAM, NC 27705-6463
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2018 · Amount on Record
Deed SaleApr 30, 2018 · Amount on Record
Prior SaleFeb 19, 2008 · Amount on Record
Deed Document Number201814104
Deed Book / Page8412 / 459
Record UpdatedOct 29, 2026

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateApr 30, 2018
Property Address4604 CUMBERLAND DR, DURHAM, NC 27705-6463
Document Number0084120459
Book / Page008412 / 000459
Instrument DateApr 24, 2018
Instrument14104
Transaction TypeTransfer
Record UpdatedMay 14, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,000.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4604 CUMBERLAND DR DURHAM NC 277056463, DURHAM, NC 27705-6463

Mortgage

Document Number84120462
DateApr 30, 2018
Book Page008412/000462
Instrument14105
Lender
NameVICTORIAN FIN
TypeFunding / Finance Company
AddressPITTSBURGH, PA 15241
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 29, 2033

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,626.00 (+2.52%)$848,817 (-) Land $140,760 Building $708,057$848,817 (-) Land $140,760 Building $708,057
2025$8,414.00 (+29.25%)$848,817 (+70.77%) Land $140,760 Building $708,057$848,817 (+70.77%) Land $140,760 Building $708,057
2023$6,510.00 (+2.34%)$497,046 Land $86,062 Building $410,984$497,046 Land $86,062 Building $410,984
2022$6,361.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

Nearby Properties on Cumberland Dr

Nearby Streets

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