4606 Cherry Tree Ter, Montgomery, AL 36106 Property Records

Montgomery County property record for 4606 Cherry Tree Ter, Montgomery, AL 36106

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,502 sqft · built 1985
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Nov 2018)
Tax Bill	$495 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-06-23-4-005-045.000`

Property Details

APN / Parcel Number

Primary APN	`10-06-23-4-005-045.000`
Alternative APNs	`0310062304005045000` `250199`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,502 sqft Living Area
1st Floor Area	1,502 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	3,500 sqft (0.08 acres)
Lot Dimensions	140 ft deep x 25 ft wide
Porch	Open Porch
Porch Area	178 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	250199
Old Parcel Number	0310062304005045000
Street Address	4606 CHERRY TREE TER
City	MONTGOMERY
State	AL
Zip	36106-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-24-T
Legal Description	1006234005045000
Legal Subdivision	YOUNG PLACE 1 D
Legal Block	B
Legal Lot Number	45
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1009
Census Tract	3304

Owner

Source: Montgomery County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4606 CHERRY TREE TER, MONTGOMERY, AL 36106-3119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2018 · Amount on Record
Deed Sale	Nov 28, 2018 · Amount on Record
Prior Sale	Oct 8, 2002
Deed Document Number	0005174127
Deed Book / Page	5174 / 127
Record Updated	Jun 8, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Nov 28, 2018
Property Address	4606 CHERRY TREE TER, MONTGOMERY, AL 36106-3119
Document Number	0051740127
Book / Page	5174 / 0127
Map Reference	MB29 PG178
Instrument Date	Jan 28, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4606 CHERRY TREE TER, MONTGOMERY, AL 36106-3119

Mortgage

Document Number	0005174129
Date	Nov 28, 2018
Instrument	5174/129

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$495.00 (+9.27%) Senior Citizen's exemption	$15,050 (+6.97%) Land $2,000 Building $13,050	$150,500 (+6.97%) Land $20,000 Building $130,500
2023	$453.00 Senior Citizen's exemption	$14,070 Land $2,000 Building $12,070	$140,700 Land $20,000 Building $120,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	10,000 / 10,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20