4605 Cherry Tree Ter, Montgomery, AL 36106 Property Records

Montgomery County property record for 4605 Cherry Tree Ter, Montgomery, AL 36106

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,419 sqft · built 1983
Lot Size	0.135 acres (5,880 sqft)
Owner	Individual Name on File
Last Sale	$94,500 (Aug 2020)
Tax Bill	$765 (2026)
Deeds & Mortgages	Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-06-23-4-005-055.000`

Property Details

APN / Parcel Number

Primary APN	`10-06-23-4-005-055.000`
Alternative APNs	`0310062304005055000` `250209`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,419 sqft Living Area
1st Floor Area	1,441 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	5,880 sqft (0.135 acres)
Lot Dimensions	147 ft deep x 40 ft wide
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	255 sqft
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	250209
Street Address	4605 CHERRY TREE TER
City	MONTGOMERY
State	AL
Zip	36106-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-24-T
Legal Description	1006234005055000
Legal Range	18E
Legal Township	16N
Legal Section	23
Legal Subdivision	YOUNG PLACE 1E CORR
Legal Block	B
Legal Lot Number	55
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1009
Census Tract	3304

Owner

4605 Cherry Tree Ter is owned and occupied by an individual who bought it in August 2020.

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4605 CHERRY TREE TER, MONTGOMERY, AL 36106-3119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2020 · Amount on File
Deed Sale	Aug 28, 2020 · Amount on File
Prior Sale	Mar 2, 2010 · Amount on File
Deed Book / Page	5437 / 446
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Aug 28, 2020
Property Address	4605 CHERRY TREE TER, MONTGOMERY, AL 36106-3119
Document Number	0054370446
Book / Page	005437 / 000446
Instrument Date	Aug 25, 2020
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$95.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 CHERRY TREE TER MONTGOMERY AL 361063119, MONTGOMERY, AL 36106-3119

Tax Assessment & Valuation

The 2026 property tax bill for 4605 Cherry Tree Ter was $765 with a homeowner's exemption, up 2.8% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$765.00 (+2.82%)
2025	$744.00 Homeowner's exemption	$15,970 Land $2,000 Building $13,970	$159,700 Land $20,000 Building $139,700
2023	$692.00 Homeowner's exemption	$14,920 Land $2,000 Building $12,920	$149,200 Land $20,000 Building $129,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4605 Cherry Tree Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4605 Cherry Tree Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	10,000 / 10,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20