4605 Whetsel Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4605 Whetsel Ave, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1890
Lot Size	0.168 acres (7,318 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Aug 2019)
Tax Bill	$2,773 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Aug 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036-0004-0074-00`

Property Details

APN / Parcel Number

Primary APN	`036-0004-0074-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	2,665 sqft
1st Floor Area	963 sqft
2nd Floor Area	837 sqft
Basement Area	865 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,318 sqft (0.168 acres)
Lot Dimensions	146 ft deep x 100 ft wide
Porch	Open Frame Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4605 WHETSEL AVE
City	CINCINNATI
State	OH
Zip	45227-2325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	4605 WHETSEL AV 50 X 146 LOT 32 WARDS HEIRS SUB
Legal Subdivision	WARDS HEIRS SUB
Legal Lot Number	32
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4007
Census Tract	5600

Owner

4605 Whetsel Ave is owned and occupied by an individual who bought it in August 2019.

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4605 WHETSEL AVE, CINCINNATI, OH 45227-2325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2019	Warranty Deed, Transfer · VA Mortgage KS STATEBANK
Aug 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 26, 2018	Warranty Deed, Transfer AMERICAN HOMELAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2019 · Amount on File
Deed Sale	Aug 13, 2019 · Amount on File
Prior Sale	Jul 26, 2018
Deed Document Number	201967010
Deed Book / Page	13979 / 1149
Prior Transfer Date	Aug 6, 2018
Prior Transfer Doc	0000076403
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 13, 2019
Property Address	4605 WHETSEL AVE, CINCINNATI, OH 45227-2325
Document Number	0000067010
Book / Page	013979 / 001149
Instrument Date	Jul 22, 2019
Instrument	67010
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	AMERICAN HOMELAND TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 WHETSEL AVE CINCINNATI OH 452272325, CINCINNATI, OH 45227-2325

Mortgage

Document Number	67011
Date	Aug 13, 2019
Book Page	013979/001152
Instrument	67011

Lender

Name	KS STATEBANK
Address	MANHATTAN, KS 66502

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 29, 2018
Property Address	4605 WHETSEL AVE, CINCINNATI, OH 45227-2325
Document Number	0000076403
Book / Page	013742 / 001225
Instrument Date	Aug 6, 2018
Instrument	76403
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	601 MONROE ST NEWPORT KY 410712047, NEWPORT, KY 41071-2047

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 26, 2018
Property Address	4605 WHETSEL AVE, CINCINNATI, OH 45227-2325
Document Number	0000064568
Book / Page	013718 / 000899
Instrument Date	Jul 19, 2018
Instrument	64568
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	AMERICAN HOMELAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 MONROE ST NEWPORT KY 410712047, NEWPORT, KY 41071-2047

Tax Assessment & Valuation

The 2025 property tax bill for 4605 Whetsel Ave was $2,773, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,773.00 (+3.12%)	$100,219 (-) Land $16,408 Building $83,811	$286,340 Land $46,880 Building $239,460
2024	$2,689.00 (-2.22%)	$100,219 (-) Land $16,408 Building $83,811
2023	$2,750.00 (+9.3%)	$100,219 (+8.05%) Land $16,408 Building $83,811	$286,340 Land $46,880 Building $239,460
2022	$2,516.00 Homeowner's exemption	$92,751 Land $8,089 Building $84,662
2020			$265,000 Land $23,110 Building $241,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4605 Whetsel Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4605 Whetsel Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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