4539 Whetsel Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4539 Whetsel Ave, Cincinnati, OH 45227

Property Summary

Property TypeApartments (5+ Units)
Details4,140 sqft · built 1965
Lot Size0.168 acres (7,318 sqft)
OwnerCompany Name on Record
Last Sale$127,000 (Jul 2002)
Tax Bill$4,933 (2025)
Deeds & MortgagesJun 2022 Mortgage
May 2022 Sale
Flood ZoneZone X (minimal risk)
APN036-0004-0072-00

Property Details

APN / Parcel Number

Primary APN036-0004-0072-00

Interior

Total Rooms9 Rooms
Units18 Units
Stories2 Stories
Building Area4,140 sqft
Basement Area2,070 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area7,318 sqft (0.168 acres)
Lot Dimensions146 ft deep x 246 ft wide

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address4539 WHETSEL AVE
CityCINCINNATI
StateOH
Zip45227-2860
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeSF6
Legal Description4539 WHETSEL AVE 50 X 146 LOT 30 WARDS HEIRS SUB
Legal SubdivisionWARDS HEIRS SUB
Legal Lot Number30
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group4
Census Block4012
Census Tract5600

Owner

Source: Hamilton County records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 9868, CINCINNATI, OH 45209-0868
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2022Deed of Trust, Mortgage · Commercial Mortgage
VALLEY CENTRAL BANK
May 27, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2002 · Amount on Record
Deed SaleJul 25, 2002 · Amount on Record
Deed Document Number2002148002
Deed Book / Page8974 / 1872
Prior Transfer DateJul 15, 1999
Prior Transfer Doc0000180999
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4539 WHETSEL AVE, CINCINNATI, OH 45227-2860
Transaction TypeMortgage
Record UpdatedJul 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3154 LOOKOUT CIR, CINCINNATI, OH 45208-3119

Mortgage

Document Number0000056107
DateJun 6, 2022
Book Page14682/3853
Instrument2022-0056107
Lender
NameVALLEY CENTRAL BANK
TypeBank
AddressHAMILTON, OH 45011
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJun 3, 2042

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 27, 2022
Property Address4539 WHETSEL AVE, CINCINNATI, OH 45227-2860
Document Number0000053537
Book / Page14677 / 1330
Instrument DateMay 17, 2022
Instrument2022-0053537
Transaction TypeTransfer
Record UpdatedJun 24, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 9867, CINCINNATI, OH 45209-0867

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,933.00 (+0.67%)$58,597 (-) Land $19,845 Building $38,752$167,420 (-) Land $56,700 Building $110,720
2024$4,900.00 (+0.25%)$58,597 (-) Land $19,845 Building $38,752
2023$4,888.00 (+0.78%)$58,597 (+16.97%) Land $19,845 Building $38,752$167,420 (+16.97%) Land $56,700 Building $110,720
2022$4,850.00$50,096 Land $17,959 Building $32,137
2020$143,130 Land $51,310 Building $91,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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