4605 Tarrega St, Sebring, FL 33872 Property Records

Highlands County property record for 4605 Tarrega St, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,884 sqft · built 2007
Lot Size	0.232 acres (10,090 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Nov 2021)
Tax Bill	$3,521 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C044804070400180`

Property Details

APN / Parcel Number

Primary APN	`C044804070400180`
Alternative APN	`C-04-34-28-040-7040-0180`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,884 sqft Living Area
Gross Area	5,064 sqft
1st Floor Area	1,712 sqft
Upper Floors Area	2,328 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,090 sqft (0.232 acres)
Garage Type	Attached
Garage Area	616 sqft
Driveway	Concrete Driveway
Driveway Area	675 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	456 sqft
Patio Area	28 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4605 TARREGA ST
City	SEBRING
State	FL
Zip	33872-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUN N LAKE EST OF SEBRING UNIT 4 PB 15 PG 65 LOT 18 BLK 704
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	704
Legal Lot Number	18
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2141
Census Tract	960503

Owner

4605 Tarrega St is owned and occupied by two individuals who bought it in November 2021.

Source: Highlands County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4605 TARREGA ST, SEBRING, FL 33872-1715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Prior Sale	Nov 23, 2016 · Amount on File
Deed Document Number	20212065226
Deed Book / Page	2866 / 1697
Prior Transfer Date	Apr 4, 2013
Prior Transfer Doc	0001695609
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 19, 2021
Property Address	4605 TARREGA ST, SEBRING, FL 33872-1715
Document Number	0002065226
Book / Page	2866 / 1697
Map Reference	MB 15 PG 65
Instrument Date	Nov 19, 2021
Instrument	2065226
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4605 TARREGA ST, 4605, SEBRING, FL 33872-1715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 TARREGA ST, SEBRING, FL 33872-1715

Mortgage

Document Number	0028661699
Date	Nov 19, 2021
Instrument	2866/1699

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Mortgage

Document Number	0002065555
Date	Nov 23, 2021
Book Page	2867/732
Instrument	2065555

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$274,711	$342,341 Land $24,000 Building $318,341
2024	$3,521.00 (-33.29%)
2023	$5,278.00 (+14.22%)	$392,999 (+31.14%) Land $11,500 Building $381,499	$392,999 (+31.14%) Land $11,500 Building $381,499
2022	$4,621.00	$299,684 Land $4,000 Building $295,684	$299,684 Land $4,000 Building $295,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4605 Tarrega St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4605 Tarrega St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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