4541 Tarrega St, Sebring, FL 33872 Property Records

Highlands County property record for 4541 Tarrega St, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,582 sqft · built 2007
Lot Size	0.231 acres (10,089 sqft)
Owner	Individual Name on File
Tax Bill	$1,126 (2024)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C044804070400200`

Property Details

APN / Parcel Number

Primary APN	`C044804070400200`
Alternative APN	`C-04-34-28-040-7040-0200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,582 sqft Living Area
1st Floor Area	2,238 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,089 sqft (0.231 acres)
Garage Type	Finished
Garage Area	378 sqft
Driveway	Driveway
Driveway Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Screened Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C044804070400200
Street Address	4541 TARREGA ST
City	SEBRING
State	FL
Zip	33872-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUN N LAKE EST OF SEBRING UNIT 4 PB 15 PG 65 LOT 20 BLK 704
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	704
Legal Lot Number	20
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2141
Census Tract	960503

Owner

Source: Highlands County records · APN C044804070400200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4541 TARREGA ST, SEBRING, FL 33872-1711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 16, 2016
Deed Sale	Aug 16, 2016
Deed Document Number	0002541723
Deed Book / Page	2093 / 1491
Prior Transfer Date	Aug 29, 2007
Prior Transfer Doc	1470299
Record Updated	Jun 08, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4541 TARREGA ST, SEBRING, FL 33872-1711
Document Number	0001968674
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 07, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4541 TARREGA ST SEBRING FL 338721711, SEBRING, FL 33872-1711

Mortgage

Document Number	0001968674
Date	Dec 23, 2019
Book Page	002729/001477
Instrument	1968674

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 22, 2039

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,418 (+5.99%)	$230,563 (-11.9%) Land $24,000 Building $206,563
2024	$1,126.00 (+5.23%)
2023	$1,070.00 (-2.37%) Homeowner's exemption Widower's exemption	$95,689 (+3%)	$261,707 (+34.36%) Land $11,500 Building $250,207
2022	$1,096.00 Homeowner's exemption Widower's exemption	$92,902	$194,779 Land $4,000 Building $190,779

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 17, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Wildfire

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Based on FCC filings for 43 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.