4605 Echo Ln, Stacy, MN 55079 Property Records

Chisago County property record for 4605 Echo Ln, Stacy, MN 55079 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1998
Square Footage1,494 sqft Living Area
Lot Size140,699 sqft (3.23 acres)
OccupancyOwner Occupied
Last Sale$430,000 (2026)
Tax Bill$4,134.00 (2026)

Property Details

APN / Parcel Number

Primary APN05-00694-00
Alternative APNs
  • 3165770
  • 3360572
  • 3444173
  • 3975001

Interior

Bedrooms4 Beds
Full Baths1 Baths
Partial Baths1 Partial Baths
Building Area1,494 sqft Living Area
Gross Area3,268 sqft Gross Area
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1998
Exterior MaterialWood Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area140,699 sqft (3.23 acres)
Garage Area1,494 sqft Garage
Shed1 Shed
Shed Area160 sqft Shed

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHot Water Heating

Location & Zoning

Account Number3975001
Street Address4605 ECHO LN
CitySTACY
StateMN
Zip55079-9293
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONNAME WEST OAKS PLAT 3 LOT 007 BLOCK 002 SUBDIVISIONCD 05092
Legal Range021
Legal Township034
Legal Section30
Legal SubdivisionWEST OAKS
Legal Block2
Legal Lot Number7
JurisdictionCHISAGO MN
Minor Civil DivisionSTACY
Census Blockgroup2
Census Block2010
Census Tract110402

Owner

Source: Chisago County records · APN 05-00694-00

Assessment roll updated November 11, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4605 ECHO LN, STACY, MN 55079-9293
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2013Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MERS
Apr 30, 2026Quit Claim Deed, Transfer
UNITY TITLE
Apr 30, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Dec 10, 2013Other, Transfer · Veterans Administration Mortgage
BELL STATE BANK & TRUST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2026 · Amount on Record
Deed SaleApr 30, 2026 · Amount on Record
Prior SaleJun 10, 2019 · Amount on Record
Deed Doc Number2026692542
Prior Transfer DateApr 28, 2026
Prior Transfer Doc0000692541
Record RefreshedSep 20, 2026

June 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHISAGO MN
Property Address4605 ECHO LN, STACY, MN 55079-9293
Transaction TypeMortgage
Record UpdatedJun 10, 2026
Title CompanyGLOBAL CLOSING AND TITLE SERVICES, GLOBAL CLOSING & TITLE SERVI

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A558956
DateJun 14, 2013
InstrumentA-558956
Lender
NameMERS
AddressHOPKINS, MN 55305
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueMay 01, 2043
Interest
Rate3.25%

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHISAGO MN
Recording DateApr 30, 2026
Property Address4605 ECHO LN, STACY, MN 55079-9293
Document Number0000692541
Instrument DateApr 28, 2026
Instrument2026692541
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyUNITY TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4605 ECHO LN, STACY, MN 55079-9293

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHISAGO MN
Recording DateApr 30, 2026
Property Address4605 ECHO LN, STACY, MN 55079-9293
Document Number0000692542
Instrument DateApr 28, 2026
Instrument2026.692542
Transaction TypeTransfer
Record UpdatedMay 14, 2026
Title CompanyTITLE WORKS, TITLE WERKS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$143,319.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4605 ECHO LN, STACY, MN 55079-9293

Mortgage

Document Number0000692545,
DateApr 30, 2026
Instrument2026.692545
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.22%
Max Rate-1%

December 2013: Other, Transfer

Document TypeOther
JurisdictionCHISAGO MN
Recording DateDec 10, 2013
Property Address4605 ECHO LN, STACY, MN 55079-9293
Document Number0000015033
Instrument DateOct 28, 2013
Instrument15033
Transaction TypeTransfer
Record UpdatedNov 11, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9727 219TH ST N, FOREST LAKE, MN 55025-8906

Transferred To (Grantee/Buyer)

NameVerified Name
Address4605 ECHO LN, STACY, MN 55079-9293

Mortgage

Document Number000A564603
DateDec 06, 2013
InstrumentA-564603
Lender
NameBELL STATE BANK & TRUST
AddressMINNEAPOLIS, MN 55426
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2043

Tax Assessment & Valuation

Source: Chisago County records · Assessment roll updated November 11, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyChisago County
MunicipalityStacy City
Unified School DistrictNorth Branch Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,134.00 (+5.19%)
2025$3,930.00 (-3.49%) Homeowner's exemption
2024$356,400 (-7.36%)$369,700 (-4.49%)
2023$4,072.00 (+0.84%) Homeowner's exemption$384,700 (+3.86%)$387,100 (+3.5%) Land $99,800 Building $287,300
2022$4,038.00 (+9.97%) Homeowner's exemption$370,400 (+32.05%)$374,000 (+28.3%) Land $94,800 Building $279,200
2021$3,672.00$280,500$291,500 Land $78,600 Building $212,900

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