Chisago County property record for 4576 Echo Ln, Stacy, MN 55079 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,992 sqft Living Area |
| Lot Size | 164,657 sqft (3.78 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $600,000 (2026) |
| Tax Bill | $6,314.00 (2026) |
| Primary APN | 05-00681-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,992 sqft Living Area |
| Gross Area | 6,519 sqft Gross Area |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch Style |
| Exterior Material | Stucco Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 164,657 sqft (3.78 acres) |
| Garage Area | 1,992 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 3975775 |
|---|---|
| Street Address | 4576 ECHO LN |
| City | STACY |
| State | MN |
| Zip | 55079-9209 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME WEST OAKS PLAT 3 LOT 007 BLOCK 001 SUBDIVISIONCD 05092 |
| Legal Range | 021 |
| Legal Township | 034 |
| Legal Section | 30 |
| Legal Subdivision | WEST OAKS |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | CHISAGO MN |
| Minor Civil Division | STACY |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 110402 |
Source: Chisago County records · APN 05-00681-00
Assessment roll updated November 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4576 ECHO LN, STACY, MN 55079-9209 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEST HOME LENDING LLC |
| Mar 17, 2026 | Deed of Trust, Mortgage · Line of Credit ROYAL CU |
| Jan 24, 2017 | Warranty Deed, Transfer · Conventional Mortgage LIBERTY SAVINGS BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on Record |
| Deed Sale | Jun 17, 2026 · Amount on Record |
| Prior Sale | Jan 24, 2017 · Amount on Record |
| Deed Doc Number | 2026693807 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHISAGO MN |
| Recording Date | Jun 17, 2026 |
| Property Address | 4576 ECHO LN, STACY, MN 55079-9209 |
| Document Number | 0000693807 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 2026693807 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | ANCONA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $199,980.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4576 ECHO LN, STACY, MN 55079-9209 |
| Document Number | 0000693808, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 2026693808 |
| Name | NEST HOME LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHISAGO MN |
| Property Address | 4576 ECHO LN, STACY, MN 55079-9209 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4576 ECHO LN, STACY, MN 55079-9209 |
| Document Number | 000A691349 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | A-691349 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHISAGO MN |
| Recording Date | Jan 24, 2017 |
| Property Address | 4576 ECHO LN, STACY, MN 55079-9209 |
| Document Number | 000A595913 |
| Instrument Date | Jan 20, 2017 |
| Instrument | A595913 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Title Company | BURNET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4576 ECHO LN, STACY, MN 55079-9209 |
| Document Number | 000A595914 |
|---|---|
| Date | Jan 24, 2017 |
| Instrument | A595914 |
| Name | LIBERTY SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | WILMINGTON, OH 45177 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
Source: Chisago County records · Assessment roll updated November 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| Municipality | Stacy City |
| Unified School District | North Branch Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,314.00 (+20.4%) | ||
| 2025 | $5,244.00 (-16.95%) Homeowner's exemption | ||
| 2024 | $477,200 (-17.64%) | $480,500 (-17.07%) | |
| 2023 | $6,314.00 (+1.06%) Homeowner's exemption | $579,400 (+3.37%) Land $95,000 Building $484,400 | $579,400 (+3.37%) Land $95,000 Building $484,400 |
| 2022 | $6,248.00 (+10.35%) Homeowner's exemption | $560,500 (+29.03%) Land $90,000 Building $470,500 | $560,500 (+29.03%) Land $90,000 Building $470,500 |
| 2021 | $5,662.00 | $434,400 | $434,400 Land $75,000 Building $359,400 |
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