4605 Chiswell Ct, Charlotte, NC 28269 Property Records

Mecklenburg County property record for 4605 Chiswell Ct, Charlotte, NC 28269

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,397 sqft · built 1995
Lot Size0.406 acres (17,717 sqft)
OwnerIndividual Name on Record
Tax Bill$3,579 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2021 Transfer
Flood ZoneZone X (minimal risk)
APN029-461-04

Property Details

APN / Parcel Number

Primary APN029-461-04

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,397 sqft Heated Area
Gross Area3,024 sqft
1st Floor Area1,073 sqft
Upper Floors Area1,324 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Architectural StyleOther
Exterior MaterialOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area17,717 sqft (0.406 acres)
Garage Area399 sqft
PorchPorch
Porch Area228 sqft
Patio Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number029-461-04
Street Address4605 CHISWELL CT
CityCHARLOTTE
StateNC
Zip28269-8129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionP4 M25-726
Legal SubdivisionCRESTMONT
Legal BlockB
Legal Lot Number4
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1006
Census Tract5530

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4605 CHISWELL CT, CHARLOTTE, NC 28269-8129
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
COASTAL FCU
Feb 9, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleSep 24, 2002 · Amount on Record
Last Transfer DateFeb 9, 2021
Transfer Doc0000025574
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4605 CHISWELL CT, CHARLOTTE, NC 28269-8129
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023874
DateFeb 8, 2021
Book Page35645/297
Instrument2021023874
Lender
NameCOASTAL FCU
TypeCredit Union
AddressRALEIGH, NC 27609
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateFeb 9, 2021
Property Address4605 CHISWELL CT, CHARLOTTE, NC 28269-8129
Document Number0000025574
Book / Page35655 / 478
Map ReferenceMB 25 PG 726
Instrument DateFeb 9, 2021
Instrument2021025574
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4605 CHISWELL CT, CHARLOTTE, NC 28269-8129

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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