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4604 Chiswell Ct, Charlotte, NC 28269 Property Records

Mecklenburg County property record for 4604 Chiswell Ct, Charlotte, NC 28269

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,629 sqft · built 1994
Lot Size0.476 acres (20,770 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Mar 2019)
Tax Bill$3,723 (2023)
Deeds & MortgagesMay 2020 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN029-461-06

Property Details

APN / Parcel Number

Primary APN029-461-06

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,629 sqft Heated Area
Gross Area3,049 sqft
1st Floor Area1,240 sqft
Upper Floors Area1,389 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Architectural StyleOther
Exterior MaterialOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area20,770 sqft (0.476 acres)
Garage Area420 sqft
Deck Area120 sqft
Patio Area148 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number029-461-06
Street Address4604 CHISWELL CT
CityCHARLOTTE
StateNC
Zip28269-8129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL6 M25-726
Legal SubdivisionHAYDEN COMMONS PH 01
Legal Lot Number6
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1006
Census Tract5530

Owner

Source: Mecklenburg County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4604 CHISWELL CT, CHARLOTTE, NC 28269-8129
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Mar 4, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 4, 2019 · Amount on Record
Deed SaleMar 4, 2019 · Amount on Record
Prior SaleDec 5, 2000 · Amount on Record
Deed Document Number0033326490
Deed Book / Page33326 / 490
Record UpdatedJun 7, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4604 CHISWELL CT, CHARLOTTE, NC 28269-8129
Document Number0000073999
Instrument DateMay 19, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4604 CHISWELL CT CHARLOTTE NC 282698129, CHARLOTTE, NC 28269-8129

Mortgage

Document Number0000073999
DateMay 22, 2020
Book Page034605/000911
Instrument73999
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 21, 2050
Interest
Rate TypeAdjustable Rate
Rate2.62%

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 4, 2019
Property Address4604 CHISWELL CT, CHARLOTTE, NC 28269-8129
Document Number0000023864
Book / Page033326 / 000490
Instrument DateMar 4, 2019
Instrument23864
Transaction TypeTransfer
Record UpdatedMar 26, 2019
Title CompanyINVESTORS TITLE INSURANCE, INVESTORS TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4604 CHISWELL CT #69 CHARLOTTE NC 282698129, 69, CHARLOTTE, NC 28269-8129

Mortgage

Document Number23865
DateMar 4, 2019
Book Page033326/000492
Instrument23865
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 3, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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