4552 Southwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4552 Southwinds Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.006 acres (275 sqft)
Owner	2 Individual Names on File
Last Sale	$2,199,000 (Jul 2019)
Tax Bill	$18,772 (2024)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`34-2S-21-42600-000-4552`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42600-000-4552`
Alternative APN	`1077317`

Exterior

Lot Area	275 sqft (0.006 acres)

Location & Zoning

Account Number	1077317
Street Address	4552 SOUTHWINDS DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7288
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UNIT NO 4552 SOUTHWINDS II AT SANDESTIN CONDO OR 1649-210 OR 1700-13 OR 1914-227 OR 2294-1446 OR 2984-3069 OR 3110-3315
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	SOUTHWINDS I AT SANDESTIN
Legal Lot Number	4552
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

4552 Southwinds Dr, a condominium, is owned by two individuals who bought it in July 2019.

Source: Walton County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	668 WOODLAND BAYOU DR, SANTA ROSA BEACH, FL 32459-3405
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2019 · Amount on File
Deed Sale	Jul 3, 2019 · Amount on File
Prior Sale	Jul 13, 2015 · Amount on File
Deed Document Number	20190022289
Deed Book / Page	3110 / 3315
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 3, 2019
Property Address	4552 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-7288
Document Number	0031103315
Book / Page	003110 / 003315
Instrument Date	Jul 1, 2019
Instrument	22289
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,393.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	668 WOODLAND BAYOU DR MIRAMAR BEACH FL 32550, MIRAMAR BEACH, FL 32550

Mortgage

Document Number	31103317
Date	Jul 3, 2019
Book Page	003110/003317
Instrument	22290

Lender

Name	STEPHEN H DUGAS
Address	138 2ND AVE N # 200, NASHVILLE, TN 37201-1927

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2049

Interest

Rate	2.5%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,345,963 Building $2,345,963	$2,345,963 Building $2,345,963
2024	$18,772.00 (+2.44%)
2023	$18,325.00 (+33.09%)	$2,451,531 (+65%) Building $2,451,531	$2,451,531 (+65%) Building $2,451,531
2022	$13,769.00	$1,485,776 Building $1,485,776	$1,485,776 Building $1,485,776

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4552 Southwinds Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4552 Southwinds Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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