Clay County property record for 4604 Peppergrass St, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,616 sqft · built 2022 |
| Lot Size | 1.13 acres (49,484 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Sep 2022) |
| Tax Bill | $4,286 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Sep 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-05-24-005954-503-00 |
| Primary APN | 16-05-24-005954-503-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,616 sqft Heated Area |
| Gross Area | 2,350 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 49,484 sqft (1.13 acres) |
| Lot Dimensions | 300 ft deep x 165 ft wide |
| Garage Type | Mixed |
| Garage Area | 540 sqft |
| Carport | Carport |
| Carport Area | 540 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4604 PEPPERGRASS ST |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 34 BLK 75 JACKSONVILLE SOUTH UNIT 2 AS REC O R 4650 PG 575 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 16 |
| Legal Subdivision | JACKSONVILLE SOUTH |
| Legal Block | 75 |
| Legal Lot Number | 34 |
| Legal Unit | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 30106 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4604 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 27, 2019 | Warranty Deed, Transfer TITLE AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2022 · Amount on Record |
| Deed Sale | Sep 20, 2022 · Amount on Record |
| Prior Sale | Sep 27, 2019 · Amount on Record |
| Deed Document Number | 2022056697 |
| Deed Book / Page | 4650 / 575 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 20, 2022 |
| Property Address | 4604 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5261 |
| Document Number | 0046500575 |
| Book / Page | 4650 / 575 |
| Map Reference | MB 11 PG 1-13 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 2022056697 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Title Company | TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 8329, FLEMING ISLAND, FL 32006-0010 |
| Name | Verified Name |
|---|---|
| Address | 4604 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5261 |
| Document Number | 0004650577 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 4650/577 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 27, 2019 |
| Property Address | 4604 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5261 |
| Document Number | 0042351329 |
| Book / Page | 004235 / 001329 |
| Instrument Date | Sep 26, 2019 |
| Instrument | 51784 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2019 |
| Title Company | TITLE AMERICA |
| Amount | Amount Recorded |
|---|---|
| Tax | $126.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8329 FLEMING ISLAND FL 32006, FLEMING ISLAND, FL 32006 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,286.00 (+3.98%) Homeowner's exemption Disabled Person's exemption | $326,156 (+10.7%) | $328,070 (+11.35%) Land $34,000 Building $294,070 |
| 2023 | $4,122.00 (+1,168.31%) Homeowner's exemption Disabled Person's exemption | $294,627 (+1,078.51%) Land $30,000 Building $264,627 | $294,627 (+1,078.51%) Land $30,000 Building $264,627 |
| 2022 | $325.00 Homeowner's exemption | $25,000 Land $25,000 | $25,000 Land $25,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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