4590 Peppergrass St, Middleburg, FL 32068 Property Records

Clay County property record for 4590 Peppergrass St, Middleburg, FL 32068

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,296 sqft · built 1997
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Nov 2019)
Tax Bill	$1,157 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-24-005954-501-00`

Property Details

APN / Parcel Number

Primary APN	`16-05-24-005954-501-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)
Lot Dimensions	299 ft deep x 197 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	560 sqft
Deck Area	324 sqft
Storage Building	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Street Address	4590 PEPPERGRASS ST
City	MIDDLEBURG
State	FL
Zip	32068-5260
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 32 BLK 75 JACKSONVILLE SOUTH UNIT 2 AS REC O R 4255 PG 662
Legal Range	24
Legal Township	05
Legal Section	16
Legal Subdivision	JACKSONVILLE SOUTH
Legal Block	75
Legal Lot Number	32
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2020
Census Tract	30106

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4590 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Prior Sale	Jul 11, 2006 · Amount on Record
Deed Document Number	2019063387
Deed Book / Page	4255 / 0662
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 27, 2019
Property Address	4590 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5260
Document Number	0042550662
Book / Page	004255 / 000662
Instrument Date	Nov 26, 2019
Instrument	63387
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4590 PEPPERGRASS ST MIDDLEBURG FL 320685260, MIDDLEBURG, FL 32068-5260

Mortgage

Document Number	42550663
Date	Nov 27, 2019
Book Page	004255/000663
Instrument	63388

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,157.00 (-16.58%) Homeowner's exemption	$116,062 (+5.99%)	$219,094 (+14.13%) Land $34,000 Building $185,094
2023	$1,387.00 (+13.04%) Homeowner's exemption	$109,507 (+3%)	$191,961 (+28.76%) Land $30,000 Building $161,961
2022	$1,227.00 Homeowner's exemption	$106,318	$149,088 Land $25,000 Building $124,088

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20