4604 Otsego St, Duluth, MN 55804 Property Records

St. Louis County property record for 4604 Otsego St, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 1987
Square Footage	3,046 sqft Gross Area
Lot Size	14,420 sqft (0.331 acres)
Occupancy	Owner Occupied
Last Sale	$344,000 (2011)
Tax Bill	$7,764.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`010-2950-02320`
Alternative APN	`1126953`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	4 Rooms
Building Area	3,046 sqft Gross Area
1st Floor	2,214 sqft 1st Floor
Basement Area	1,660 sqft Basement
Finished Basement	1,660 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1987
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Lot Area	14,420 sqft (0.331 acres)
Garage Area	598 sqft Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	24 sqft Deck
Porch Area	184 sqft Porch
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1126953
Street Address	4604 OTSEGO ST
City	DULUTH
State	MN
Zip	55804-1502
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 1 AND WLY 20 FT OF LOT 2 INC PART OF VAC46TH AVE E ADJ LOT 1 SERIAL #
Legal Subdivision	LOEBS ADD TO LAKESIDE DULUTH
Legal Block	16
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	4
Census Block	4010
Census Tract	600

Owner

Source: St. Louis County records · APN 010-2950-02320

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4604 OTSEGO ST, DULUTH, MN 55804-1502
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 23, 2011 · Amount on Record
Deed Sale	Jun 23, 2011 · Amount on Record
Prior Sale	May 31, 2001
Deed Doc Number	2011901438
Last Transfer Date	Feb 28, 2022
Transfer Doc	0001054068
Record Refreshed	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Mar 08, 2022
Property Address	4604 OTSEGO ST, DULUTH, MN 55804-1502
Document Number	0001054068
Instrument Date	Feb 28, 2022
Instrument	1054068
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	NORTH SHORE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4604 OTSEGO ST, DULUTH, MN 55804-1502

Mortgage

Document Number	0001054069
Date	Mar 08, 2022
Instrument	1054069

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2037

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,764.00 (+7.74%) Homeowner's exemption
2025	$7,206.00 (+10.28%) Homeowner's exemption	$555,200 (+6.5%) Land $68,100 Building $487,100	$555,200 (+6.5%) Land $68,100 Building $487,100
2024	$6,534.00	$521,300 (+22.66%) Land $65,600 Building $455,700	$521,300 (+22.66%) Land $65,600 Building $455,700
2022		$425,000 Land $50,500 Building $374,500	$425,000 Land $50,500 Building $374,500