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4530 Otsego St, Duluth, MN 55804 Property Records

St. Louis County property record for 4530 Otsego St, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.75 Baths
Year BuiltBuilt 1957
Square Footage1,068 sqft Gross Area
Lot Size14,420 sqft (0.331 acres)
OccupancyOwner Occupied
Last Sale$380,000 (2023)
Tax Bill$5,214.00 (2026)

Property Details

APN / Parcel Number

Primary APN010-2950-02225
Alternative APNs
  • 1084650
  • 1156144

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Total Rooms4 Rooms
Building Area1,068 sqft Gross Area
1st Floor169 sqft 1st Floor
Basement Area1,000 sqft Basement
Finished Basement1,000 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch Style
Exterior MaterialMetal Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Lot Area14,420 sqft (0.331 acres)
Garage Area418 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Total Buildings2 Total Buildings
Deck Area144 sqft Deck
Porch Area20 sqft Porch
SaunaSauna
Storage Building120 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1156144
Street Address4530 OTSEGO ST
CityDULUTH
StateMN
Zip55804-1539
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionELY 20 FT OF LOT 7 AND ALL OF LOT 8 INC PARTOF VAC 46TH AVE E ADJ LOT 8 SERIAL #
Legal SubdivisionLOEBS ADDITION
Legal Block15
Legal Lot Number7-8
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup4
Census Block4010
Census Tract600

Owner

Source: St. Louis County records · APN 010-2950-02225

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4530 OTSEGO ST, DULUTH, MN 55804-1539
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2023Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE FCU
Jan 23, 2020Grant Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 10, 2023 · Amount on Record
Deed SaleOct 10, 2023 · Amount on Record
Prior SaleJan 23, 2020 · Amount on Record
Deed Doc Number20231073228
Prior Transfer DateOct 17, 2012
Prior Transfer Doc0000921795
Record RefreshedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateOct 10, 2023
Property Address4530 OTSEGO ST, DULUTH, MN 55804-1539
Document Number0001073228
Instrument DateOct 06, 2023
Instrument1073228
Transaction TypeTransfer
Record UpdatedNov 07, 2023
Title CompanyNOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,254.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4530 OTSEGO ST, DULUTH, MN 55804-1539

Mortgage

Document Number0001073229
DateOct 10, 2023
Instrument1073229
Lender
NameNORTH SHORE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateJan 23, 2020
Property Address4530 OTSEGO ST, DULUTH, MN 55804-1539
Document Number00T1019844
Instrument DateJan 10, 2020
InstrumentT1019844
Transaction TypeTransfer
Record UpdatedFeb 17, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$835.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
AddressPO BOX 3406 DULUTH MN 558033406, DULUTH, MN 55803-3406

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,214.00 (+6.63%)
2025$4,890.00 (+25.06%)$378,700 (+6.29%) Land $68,200 Building $310,500$378,700 (+6.29%) Land $68,200 Building $310,500
2024$356,300 (+36.99%) Land $65,700 Building $290,600$356,300 (+36.99%) Land $65,700 Building $290,600
2023$3,910.00
2022$260,100 Land $50,600 Building $209,500$260,100 Land $50,600 Building $209,500

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