4604 Merchant Trl, Denton, TX 76207 Property Records

Denton County property record for 4604 Merchant Trl, Denton, TX 76207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,741 sqft · built 2018
Lot Size	0.131 acres (5,706 sqft)
Owner	2 Company Names on Record
Last Sale	$188,900 (Aug 2018)
Tax Bill	$1,952 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R701775`

Property Details

APN / Parcel Number

Primary APN	`R701775`
Alternative APNs	`SD4583A-0000019-0000-0011-0000` `SD4583A-0000019-0000-0011` `1003316`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,741 sqft Living Area
Gross Area	2,161 sqft
1st Floor Area	1,741 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,706 sqft (0.131 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4604 MERCHANT TRL
City	DENTON
State	TX
Zip	76207-1560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEAVER CREEK PHASE 1B BLK 19 LOT 11
Legal Subdivision	BEAVER CREEK PHASE 1B
Legal Block	19
Legal Lot Number	11
Jurisdiction	DENTON TX
Township / Civil Division	DENTON
Census Block Group	1
Census Block	1013
Census Tract	20504

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4604 MERCHANT TRL, DENTON, TX 76207-1560
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage DATCU CU
Aug 27, 2018	Warranty Deed, Subdivision Related Transfer ATHAS CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Deed Document Number	2018101242
Last Transfer Date	May 29, 2024
Transfer Doc	0000055981
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	4604 MERCHANT TRL, DENTON, TX 76207-1560
Transaction Type	Mortgage
Record Updated	Oct 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156271
Date	Dec 9, 2019
Instrument	2019-156271

Lender

Name	DATCU CU
Type	Credit Union
Address	DENTON, TX 76202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DENTON TX
Recording Date	Aug 27, 2018
Property Address	4604 MERCHANT TRL, DENTON, TX 76207-1560
Document Number	0000101242
Instrument Date	Aug 23, 2018
Instrument	101242
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 25, 2020
Title Company	TEXAS AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4604 MERCHANT TRL DENTON TX 762071560, DENTON, TX 76207-1560

Mortgage

Document Number	101243
Date	Aug 27, 2018
Instrument	101243

Lender

Name	ATHAS CAP
Type	Funding / Finance Company
Address	CALABASAS HILLS, CA 91301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.25%

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,256 (-5.03%) Land $79,889 Building $226,367	$306,256 (-5.03%) Land $79,889 Building $226,367
2025	$1,952.00 (-35.77%)	$322,466 (-5.26%) Land $79,889 Building $242,577	$322,466 (-5.26%) Land $79,889 Building $242,577
2024	$3,039.00 (-0.13%)
2023	$3,043.00 (-32.36%) Homeowner's exemption Senior Citizen's exemption	$340,372 Land $79,889 Building $260,483	$340,372 Land $79,889 Building $260,483
2022	$4,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Kwikbit, Nextlink.

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