4512 Merchant Trl, Denton, TX 76207 Property Records

Denton County property record for 4512 Merchant Trl, Denton, TX 76207

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,990 sqft · built 2018
Lot Size	0.129 acres (5,619 sqft)
Owner	2 Individual Names on File
Last Sale	$273,700 (Mar 2019)
Tax Bill	$8,146 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R701777`

Property Details

APN / Parcel Number

Primary APN	`R701777`
Alternative APNs	`SD4583A-0000019-0000-0013-0000` `1019449`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,990 sqft Living Area
Gross Area	3,440 sqft
1st Floor Area	1,287 sqft
2nd Floor Area	1,703 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,619 sqft (0.129 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4512 MERCHANT TRL
City	DENTON
State	TX
Zip	76207-1578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEAVER CREEK PHASE 1B BLK 19 LOT 13
Legal Subdivision	BEAVER CREEK PHASE 1B
Legal Block	19
Legal Lot Number	13
Jurisdiction	DENTON TX
Township / Civil Division	DENTON
Census Block Group	1
Census Block	1013
Census Tract	20504

Owner

4512 Merchant Trl is owned and occupied by two individuals who bought it in March 2019.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4512 MERCHANT TRL, DENTON, TX 76207-1578
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Mar 11, 2019	Vendor's Lien, Transfer · FHA Mortgage HOMETRUST MORTGAGE CO
Jul 12, 2018	Grant Deed, Subdivision Related Transfer ONETRUST HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2019 · Amount on File
Deed Sale	Mar 11, 2019 · Amount on File
Prior Sale	Jul 12, 2018 · Amount on File
Deed Document Number	201925298
Prior Transfer Date	Mar 7, 2019
Prior Transfer Doc	0000025298
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	4512 MERCHANT TRL, DENTON, TX 76207-1578
Transaction Type	Mortgage
Record Updated	Jan 9, 2023
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4512 MERCHANT TRL, DENTON, TX 76207-1578

Mortgage

Document Number	0000128223
Date	Jul 16, 2021
Instrument	2021-128223

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	333 Months
Due	Apr 1, 2049

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Mar 11, 2019
Property Address	4512 MERCHANT TRL, DENTON, TX 76207-1578
Document Number	0000025298
Map Reference	DOC2017-60
Instrument Date	Mar 7, 2019
Instrument	2019-025298
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	PROVIDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	W6150 COUNTY ROAD BB LOT 85, W6150, APPLETON, WI 54914-9178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4512 MERCHANT TRL, AZLE, TX 76020

Mortgage

Document Number	0000025299
Date	Mar 11, 2019
Instrument	2019-025299

Lender

Name	HOMETRUST MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DENTON TX
Recording Date	Jul 12, 2018
Property Address	4512 MERCHANT TRL, DENTON, TX 76207-1578
Document Number	0000081060
Instrument Date	Jul 10, 2018
Instrument	81060
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2018
Title Company	TEXAS AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4512 MERCHANT TRL DENTON TX 762071578, DENTON, TX 76207-1578

Mortgage

Document Number	81061
Date	Jul 12, 2018
Instrument	81061

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4512 Merchant Trl was $8,146.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,097 Land $78,669 Building $308,428	$387,097 Land $78,669 Building $308,428
2025	$8,146.00
2023	$7,980.00 (+8.16%)	$417,948 Land $78,669 Building $339,279	$417,948 Land $78,669 Building $339,279
2022	$7,378.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4512 Merchant Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4512 Merchant Trl is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Kwikbit, Nextlink.

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