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4604 Bluff Ave, Jacksonville, FL 32225 Property Records

Duval County property record for 4604 Bluff Ave, Jacksonville, FL 32225

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,109 sqft · built 1961
Lot Size0.198 acres (8,611 sqft)
Owner2 Individual Names on File
Last Sale$378,805 (Jan 2026)
Tax Bill$3,417 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Dec 2025 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN160403-0000

Property Details

APN / Parcel Number

Primary APN160403-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,109 sqft Living Area
Gross Area2,359 sqft
1st Floor Area1,189 sqft
Upper Floors Area650 sqft
SunroomSunroom
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,611 sqft (0.198 acres)
Lot Dimensions122 ft deep x 75 ft wide
PorchFinished/Open Porch
Porch Area250 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4604 BLUFF AVE
CityJACKSONVILLE
StateFL
Zip32225-1410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description30-15 29-1S-28E BEACON HILLS & HARBOR UNIT 1 LOT 21 BLK 6
Legal Range28E
Legal Township01S
Legal Section29
Legal SubdivisionBEACON HILLS & HARBOR 01
Legal Block6
Legal Lot Number21
Legal Unit1
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group1
Census Block1012
Census Tract14601

Owner

Source: Duval County records · APN 160403-0000

Assessment roll updated June 3, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4604 BLUFF AVE, JACKSONVILLE, FL 32225-1410
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 02, 2026Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Dec 02, 2025Intrafamily Transfer, Transfer · Commercial Mortgage
WHGG II TRUST
Oct 17, 2019Trustee's Deed, Construction Loan · Construction Mortgage
NAVY FCU
Mar 14, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Mar 14, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Mar 14, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Mar 14, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 02, 2026 · Amount on Record
Deed SaleJan 02, 2026 · Amount on Record
Prior SaleMay 01, 2025 · Amount on Record
Deed Document Number2026920
Deed Book / Page21741 / 1980
Prior Transfer DateNov 24, 2025
Prior Transfer Doc0217071597
Record UpdatedSep 20, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJan 02, 2026
Property Address4604 BLUFF AVE, JACKSONVILLE, FL 32225-1410
Document Number0217411980
Book / Page21741 / 1980
Map ReferenceMB 30 PG 15
Instrument DateDec 16, 2025
Instrument2026000920
Transaction TypeTransfer
Record UpdatedJan 19, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,652.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address433 S FARMER AVE # AVE500, AVE500, TEMPE, AZ 85281-2875

Transferred To (Grantee/Buyer)

NameVerified Name
Address4604 BLUFF AVE, JACKSONVILLE, FL 32225-1410

Mortgage

Document Number0217411982
DateJan 02, 2026
Instrument21741/1982
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDUVAL FL
Recording DateDec 02, 2025
Property Address4604 BLUFF AVE, JACKSONVILLE, FL 32225-1410
Document Number0217071597
Book / Page21707 / 1597
Map ReferenceMB 30 PG 15&15A
Instrument DateNov 24, 2025
Instrument2025274678
Transaction TypeTransfer
Record UpdatedDec 17, 2025
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2150 E GERMANN RD, CHANDLER, AZ 85286-1661

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 S FARMER AVE # 500, 500, TEMPE, AZ 85281-2875
InvestorPossibly a Property Investor

Mortgage

Document Number0217071599
DateDec 02, 2025
Instrument21707/1599
Lender
NameWHGG II TRUST
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term20 Months
DueAug 01, 2027

October 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionDUVAL FL
Recording DateOct 17, 2019
Property Address4604 BLUFF AVE, JACKSONVILLE, FL 32225-1410
Document Number0189712336
Book / Page018971 / 002336
Instrument DateOct 07, 2019
Instrument240323
Transaction TypeConstruction Loan
Record UpdatedNov 20, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4604 BLUFF AVE JACKSONVILLE FL 322251410, JACKSONVILLE, FL 32225-1410

Mortgage

Document Number189712336
DateOct 17, 2019
Book Page018971/002336
Instrument240323
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term120 Months
DueOct 16, 2029

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUVAL FL
Recording DateMar 14, 2019
Property Address4604 BLUFF AVE, JACKSONVILLE, FL 32225-1410
Document Number0187190332
Book / Page018719 / 000332
Instrument DateDec 30, 2018
Instrument57967
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4604 BLUFF AVE JACKSONVILLE FL 322251410, JACKSONVILLE, FL 32225-1410

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUVAL FL
Recording DateMar 14, 2019
Property Address4604 BLUFF AVE, JACKSONVILLE, FL 32225-1410
Document Number0187190326
Book / Page018719 / 000326
Instrument DateDec 20, 2018
Instrument57964
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4604 BLUFF AVE JACKSONVILLE FL 322251410, JACKSONVILLE, FL 32225-1410

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUVAL FL
Recording DateMar 14, 2019
Property Address4604 BLUFF AVE, JACKSONVILLE, FL 32225-1410
Document Number0187190328
Book / Page018719 / 000328
Instrument DateDec 12, 2018
Instrument57965
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4604 BLUFF AVE JACKSONVILLE FL 322251410, JACKSONVILLE, FL 32225-1410

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUVAL FL
Recording DateMar 14, 2019
Property Address4604 BLUFF AVE, JACKSONVILLE, FL 32225-1410
Document Number0187190330
Book / Page018719 / 000330
Instrument DateAug 07, 2018
Instrument57966
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4604 BLUFF AVE JACKSONVILLE FL 322251410, JACKSONVILLE, FL 32225-1410

Tax Assessment & Valuation

Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$276,183 (+27.52%) Land $106,306 Building $169,877$276,183 (+2.01%) Land $106,306 Building $169,877
2025$3,417.00 (+11.45%)$216,572 (+6.93%)$270,746 (+7.5%) Land $100,000 Building $170,746
2024$3,066.00 (+6.13%)
2023$2,889.00 (+15.05%) Homeowner's exemption$202,536 (+7.95%)$251,847 (+11.2%) Land $85,000 Building $166,847
2022$2,511.00 Homeowner's exemption$187,620$226,477 Land $80,000 Building $146,477

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Duval County (12031C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120310146011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims4 (1989–2013)
Claims Outside the SFHA1 of 4
Most Recent ClaimAug 2013 · other causes

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 354 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
IQ Fiber Intermediate Holdings
Fiber		5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemJEA MAJOR GRID
serves 826,664 people
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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